A Personal Finance Blog for Regular Folks
Credit cards can be a gateway to debt but can also be a powerful personal finance tool. See articles that will teach you about credit cards,keep you up to date on credit card rules, show you the best credit cards, as well as show you reviews.
Do you fly with Southwest Airlines? Would you like a free flight and many other benefits as well (like earning points towards flights, points you can use for international travel, and not paying for your bags to fly, and more)?
Of course you would!
See how the Southwest Airlines Rapid Rewards® Plus Credit Card can work for you in this review.
People often debate the merits of one credit care versus another, as though certain cards have what even seems like a virtue at first glance! But is that really true? Credit cards are something of a financial iceberg—the part you can see looks almost benign—and sometimes even pleasant–but the part you don’t see is where most of the costs are hiding. And those hidden costs are buried in places we don’t often look.
Are you looking for a cash back card that can give you up to 5% back on your purchases? CitiBank has a limited time offer on their Citi Dividend World MasterCard that can earn you $300 cash back in three months as well as 5% on rotating categories. Let’s review the Citi Dividend World MasterCard and see what else is in store for you when you sign up.
[Read more…] about Citi® Dividend World MasterCard® – $300 Cash Back | Review
While it’s true that you need to be careful and responsible with your credit card, your credit card isn’t necessarily evil.
Indeed, your credit card can actually be a source of different perks.
I’m not just talking about rewards programs (which can offer great opportunities to get cash back, and free stuff). Your credit card also comes with a number of other perks that should be considered:
[Read more…] about Are You Missing Out on These Credit Card Perks?
Have you ever wondered if your credit card number is something totally random or if there is a system that determines what your number is? Credit card numbers are pre-determined so that the credit industry can keep track of how many cards there are in what specific areas.
The first six digits of your credit card determine the issuer and are known as the Issuer Identification Number, or IIN. The first set of the six digits will tell you the issuer of the card and the rest of the six digits will help identify which card from the issuer and where it’s from. Each card has a determined length of digits. For example:
[Read more…] about What is a Credit Card Number? It’s Far From Random
