For those that are responsible with their credit and spending habits, credit cards carry a lot of benefits that can help you as a consumer. Choosing the right credit card for your needs can work to help you stretch your money.
Credit cards come in all styles to fit your spending needs such as: Cash Back, Low Interest, Balance Transfer, Rewards, Travel Rewards, and more. When looking for a card, make sure you understand what your spending will be like to make sure you find the card that is right for you!
These are credit card styles to help you search for a card that fits your spending habits and lifestyle:
The Best Small Business Credit Cards - Cards that were created with business in mind, offering perks from travel bonuses to better purchase terms. These allow a business owner access to lines of credit to help keep their businesses running.
The Best Airline Miles Credit Cards - Great for those who fly often or a are loyal to a particular airline. You can find perks such as free flights, companion flights, advanced boarding, and more.
The Best Travel Rewards Credit Cards - Offering those who travel often great hotel deals, car rental offers, airline perks, rewards points, and more.
The Best 0% Balance Transfer Credit Cards – These cards offer up 0% introductory APRs on balances that you transfer from other cards. Why are they great? They can help you pay down more of your credit card balance since you aren’t paying interest charges during the promotional period.
The Best 0% Purchase Credit Cards - These cards offer 0% introductory APRs on new purchases. These are great if you know you will be making a big purchase that you need to pay off and don’t want to pay the interest. They can also be used to rack up bonus points for purchases without worrying about interest. Just watch when the 0% APR period ends.
The Best Credit Cards for College Students – Credit cards that are more geared to the college lifestyle that can enable a young adult the ability to build their credit history and not worry about having cash on them all the time.
Credit Cards for Excellent Credit – Those who have top-tier credit should be rewarded for their credit. These cards offer bonuses that only people with the best credit can get.
The Best Secured Credit Card Offers – Opposite of excellent credit offers, these credit cards are for people who don’t have a strong enough credit history to get an unsecured (no collateral) credit card. These cards are a great way for those building or rebuilding credit to improve their credit history.
The Best Credit Card Offers – Here are some overall credit cards that are great to have. Generally the best credit cards require good to excellent credit.
Prepaid Debit Cards – No, these aren’t credit cards at all. But there are times when a credit card may not be ideal but you still want a way to pay besides cash.
Here are individual credit and charge card reviews that can help narrow the search for the best credit card for your needs:
The Discover it™ Card Review – An All-Around Card That’s Fair to the Consumer
Blue Sky from American Express® | Review
Platinum Card® from American Express – The Premium Card for You – Review
American Express® Premier Rewards Gold Card – Review
Blue Cash Everyday® Card from American Express Review
Gold Delta SkyMiles® Credit Card from American Express Review
Chase Ink Cash® Business Card – Review
Costco and American Express TrueEarnings® Credit Card – Review
United MileagePlus® Explorer Card Review
Southwest Airlines Rapid Rewards Premier Credit Card | Review
Southwest Airlines Rapid Rewards® Plus Credit Card | Review
Citi Simplicity® Card Review – No Late Fees or Penalty Rate Hikes
Citi® Hilton HHonors™ Visa Signature® Card – Review
Starwood Preferred Guest® Credit Card from American Express Review
Review of the American Express Zync Charge Card
Earn Cash Back for your Business With SimplyCash® from American Express OPEN
British Airways Visa Signature Card – Review
Visa® Black Card Review – A Carbon Card That’s Expensive But Full of Benefits