May 2011

What is the National Debt Ceiling, and Why Should You Care?

by Miranda

Not too long ago, the U.S. reached its debt ceiling.  The amount of money the U.S. can borrow from others is determined by law, and Congress has to approve borrowing beyond a certain point.  In the past, the debt ceiling has always been raised to accommodate the growing debt in the U.S.  Indeed, in the [...]

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Memorial Day Weekend, Remembrance and Links

by Kevin Mulligan

Memorial Day: the first major holiday of summer (though it’s not quite summer yet).  The kids are getting out of school, the teachers are cheering their own freedom, and the travel season really kicks into high gear.  Some families choose to take the same trip every year over the Memorial Day weekend while others mix [...]

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Lending Club Passes Quarter Billion Lending Mark – and Offers Cash Bonuses

by Glen Craig

Lending Club, the peer-to-peer lending service, just recently passed the quarter billion mark in loan originations (that’s like A-Rod contract money!). In April alone Lending Club originated $17.5 million in loans. From Lending Club CEO Renaud Laplanche: “The inefficiencies of the traditional lending market have driven more and more people to the Lending Club platform.  [...]

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Extreme Couponing: Do You Really Save or is it a Waste of Time?

by Glen Craig

Extreme couponing has become quite the craze and there’s no denying there can be significant savings to be had; but at what cost? This sounds like an oxymoron – but depending on the circumstances, couponing can come with a hefty price tag.  There are some great deals to be had out there and there is [...]

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Credit Sesame Review – Free Credit Score and Monitor Loans and Debts

by Glen Craig

There are no shortages of businesses that want to help you manage your debt. Debt is something we all want to have less of and there are certainly a lot of companies out there that make a variety of claims when it comes to helping you out.  Credit Sesame is another company that makes numerous [...]

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Should You Cancel That Credit Card?

by Miranda

Ever since the financial crisis in 2008, and the resultant recession, there has been a renewed interest in canceling credit cards and getting out of debt. Additionally, the upswing in fees from many credit card issuers has prompted some to want to cancel credit cards in order to avoid those fees.  Many card issuers are [...]

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One Last Shuttle Launch and Links

by Kevin Mulligan

NASA finally, after several postponements, launched the space shuttle Endeavour this week. It marks the next to last shuttle launch NASA will have with the current shuttle fleet.  With multi-trillion dollar budget deficits looming, it is unclear how much funding NASA will get and where exactly the space program will go next. While you’re thinking [...]

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What is Private Mortgage Insurance and Why do you Need it?

by Glen Craig

Private mortgage insurance (PMI) is an insurance policy required by a lender that a borrower must purchase if the borrower has less than 20 percent or more in down payment when purchasing a home. The lender is in a safe position against default when the lender’s investment is 80 percent or less of the home [...]

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Can Your Loved Ones Inherit Your Debt?

by Glen Craig

There is an alarming trend that shows more and more people are carrying their debts into retirement with them. Some of these people are intentionally increasing their credit card debt with no plans to pay them off.  Their reasons vary from necessities of life to vacations and everything in between, but this leaves their loved [...]

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Blue Cash Everyday (SM) Card from American Express – Review

by Glen Craig

American Express has a new card in it’s “Blue” family – the Blue Cash Everyday(SM) Card from American Express. This looks to be a nice no-nonsense cash back card that isn’t hard for people to understand.  These days that’s getting harder to find as credit card companies make their rewards harder to get or increase [...]

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