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Cool Stock Picks

ShareBuilder Review – Easy to Use and Low Commissions, Great For the New Investor

ShareBuilder isn’t the lowest cost investment platform around, but it’s the complete package for the individual investor. Is it one of the best platforms you can get?  That will depend on what’s important to you, and what features interest you most. Who is ShareBuilder? ShareBuilder is part of Capital One which is one of the largest financial institutions in the US.  Capital One started in … [Read More...]

Personal Finance

Should you buy a bigger house?

Should You Buy a Bigger House? Take These Into Consideration First!

Many people look to the time when they can get a bigger home.  Sometimes you just need more space.  Some just want the bigger place.  I see homes being torn down and re-built into much larger houses. Thing is, when you buy a bigger house you aren’t just paying a bigger mortgage.  With a bigger […]

How to Start an Emergency Fund

How to Start an Emergency Fund – It’s Not That Hard!

One of the best things you can do for your personal economy is to start an emergency fund. Your emergency fund can help protect you against financial setbacks, since it provides you with a little extra cushion to draw on.  Rather than turning to debt, you can use money in your emergency fund to cover […]


Consider this when opening a brokerage account

The Best Online Discount Brokerages for Cheap Trades – Investing Doesn’t Need to Be Expensive

Do you recall the days when you needed to call up a stock broker in order to make a stock trade? And you needed to make the trade in a “round lot” (you had to buy 100 shares)?  Did I just date myself?  Thanks to the internet that’s no longer the case and it’s easy […]

fee free investing with Loyal3

Loyal3 Review – Is Fee Free Investing for Real? Maybe

How do you pick a brokerage firm? Is it based on a funny commercial or the latest print ad you saw?  (I hope you take your retirement more seriously than this!) Or it is based on a careful analysis of costs, investment options, and overall value? Here’s the deal: Not all brokerage accounts are the […]

More on Free From Broke

6 Reasons a Tight Budget Makes You Better With Your Money

Why a Tight Budget Will Make You Better With your Money – 6 Benefits

For most of our married life, my husband and I have had a very tight budget. When we were first married and living in an area with a high cost of living (the near suburbs of Chicago), we had $24,000 in student loan debt and $10,000 in credit card debt from getting my Master’s degree […]

Is your money mindset killing your finances?

Is Your Money Mindset Killing Your Finances?

Millions of Americans are struggling to pay their bills and meet their financial obligations.  The last eight years have taken a toll on Americans economically, and many are still feeling the financial repercussions.  According to one study, indebted Americans owe $14,517 on credit cards on average (Forbes). But how much they owe isn’t the only […]

Why do I need life insurance and how much should I buy?

Why Do I Need Life Insurance and How Much Should I Buy?

I think it’s safe to say most people don’t like the idea of thinking about life insurance. It’s a reminder that, after all, we’re mortal and one day we won’t be around anymore.  In fact the subject bothers some people so much that they don’t even look into getting life insurance. But you won’t do […]

What should you do with a cash windfall?

What Should You Do With a Cash Windfall?

Quick—if you got a serious cash windfall what would you do with it? What’s a serious cash windfall?  That number is different for everyone but I think any amount that would make a significant dent in your life (or more).  I’m thinking an amount starting at $1,000 and going up from there. It’s fun to think […]

How to decorate your dorm room for less

Setting Up Your New Freshman: How to Decorate Your Dorm Room for Less

There are very few rites of passage bigger than the day a grown child moves out of the house and onto the college campus.  This is the child’s first major step toward adulthood and independence, and it can be an exciting time for both parents and children. What is not so exciting is the expense […]

How will student loans affect your credit score?

How Will Your Student Loans Affect Your Credit Score?

You’d be hard-pressed to make it through college these days without student loans. With the cost of a post-secondary education rising each year, most people can’t afford to attend university without the help of student loans.  Even a 529 plan and a partial-tuition scholarship might not be enough to avoid student loans. While there are […]

How to teach your kids to be financially responsible.

How to Teach Your Children to Be Financially Responsible

As parents, we all want what is best for our children. You may often hear parents boast, “I want my kids to have what I didn’t have.”  We want the next generation to be more successful than we are. Yet, more and more that’s not happening. “Johnny” is a 54 year old man who still […]

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