6 Personal Finance Books to Give for the Holidays (or Read Yourself)

Personal finance books for the holidays.

It feels good to give, doesn’t it?

But most of the things we tend to give to family and friends have a short-term effect.  They get a gift, consume it, and then it’s on to the next thing.

That’s cool and all but would it be great to give a gift that could really impact a person’s life?  

When I started getting my head straight about my personal finances books were the place to go.  The internet didn’t have as many useful sites about the subject.

But you know what?  Even with all of the information out there I still turn to books for information.

Below are some great books that I’ve either read or have heard so much about they are on my reading wish-list.  Take a look and consider checking these out.  I’d love to hear your thoughts on the books and what your favorite personal finance book is in the comments.

Oh, and you don’t have to give one of these to someone else for i to be a gift.  This could be a gift to yourself too!

Here are some of the best personal finance books that would make great gifts:

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TradeKing Black Friday Cyber Monday Promotion

Cool Stock Picks

Have you been looking to open up a brokerage account?

TradeKing has their very first Black Friday promotion going on now!

Here’s the TradeKing Black Friday Promotion:


TradeKing Black Friday PromotionOpen up a new account (new clients) and fund it with $3,000.  Then make 3 trades within 180 days and you’ll be eligible for a $50 bonus.

You need to find your account within 30 days of starting your account.  The promotion runs from November 28, 2014 at 12:01 am EST through Monday December 1st, 2014 at 11:59 pm.

This is important – make sure you use the code BF50 when you open your account in order to get your $50 bonus.

A little about TradeKing

TradeKing offers up $4.95 trades.  That in itself is great but they also have no surprise fees, no account minimums, and great customer service.  Take a look at our review to learn more about TradeKing (make sure you come back and use the promo code BF50 to get your bonus).

Click here to learn more and open a TradeKing account.

*As always make sure you read all the fine print.

Personal Capital Black Friday/Cyber Monday $50,000 Amazon Gift Card Bonus

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Instead of heading out to stand in long lines to buy stuff why not do something positive for your finances instead?

Personal Capital is offering up a sweet little Black Friday incentive deal to try out their services (which are pretty awesome).

Open up an account with Personal Capital and you could get an Amazon Gift Card!

Here’s the deal:

The first 1,000 people that open a Personal Capital and link a financial account get a $20 Amazon gift card.

The next 3,000 that sign up and link a financial account get a $10 Amazon gift card.

This has to be a new account.  This giveaway is open from 12:00 am PT on Friday, November 28, 2014 and expires at 11:59 pm PT on Monday, December 1, 2014.  But remember, it’s only the first 1,000 that get the $20 gift card and the next 3,000 who get the $10 gift card.  After that you still get a great account to track your finances but you don’t get the gift card bonus.

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Capital One 360 Black Friday Action – Kick Your Savings and Checking Into Gear

Black Friday isn’t just for retail stores.

This year why not do something different? Instead of going out fighting the crowds to buy stuff, how about doing something that can positively impact your finances?

Capital One 360 is offering up their annual Black Friday specials this year from November 28th at 12am ET through December 1st at 11:59pm ET.

“What’s this Capital One 360 you speak of,” you ask? They are only my favorite online bank account! And I want you to get in on this goodness.

You know I’ve been a Capital One 360 customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!

Take a look at this year’s “don’t miss” Capital One 360 Black Friday sale:

360 Checking $100 Bonus


When you open up a 360 Checking account between Nov. 28th and Dec. 1st with an initial deposit of $250 and make 5 purchases using your debit card (either signature or pin-based) or CheckMate(SM) deposits (or any combo of the two) within 45 days you will get a $100 bonus.

On day 50 after opening your account your bonus will show up.

This has to be your first 360 Checking account (including joint account holders and Electric Orange checking).

We opened our 360 Checking account a couple of years ago (when they were ING Direct) through their Black Friday promotion.

It’s a great account that offers free ATMs at over 38,000 Allpoint ATM locations (more in my area than my brick and mortar bank), there are no monthly fees, and no overdraft fees. Your balances will even earn interest.

The Capital One 360 Checking account also offers up great features like having them mail out checks for you. If you feel more comfortable with physical checks to write on your own then you can get a checkbook from them as well.

Click Here to Learn More About the Offer

360 Savings $100 Bonus


When you open up a 360 Savings account between Nov. 28th and Dec. 1st you get a $100 bonus with an initial deposit of $1,000 or more.

That’s a pretty great start to savings if you ask me!

Our 360 Savings account is over 10 years old now. We’ve been using it as a place to create savings goals, budget for future purchases, help teach our daughter about savings, and more. We really love this account. We set up automatic savings withdrawals from our checking account into savings so that we always have some money going into savings. This way we don’t have to think about putting money into saving.

I can’t say enough good things about this account!

If you are opening up an account for the bonus this needs to be your first 360 Savings account. This includes any older Orange Savings Accounts you might have as well as any account a joint account holder may already have.

You’ll start earning interest on your bonus from day 1 but you can’t take the bonus money out for at least 30 days.

Click Here to Learn More About the Offer

Final Word on Capital One 360’s Black Friday Sale

I have savings, checking, and investment account through Capital One. I have always been happy with their services and I love their accounts. Opening up my online savings with them was one of the first big steps I took to take control of my finances.

If you have been looking for a new savings, checking, or investment account then don’t miss out on these great bonuses.

Black Friday is all about buying stuff at a great price. With Capital One 360 you get to save and earn more on your money with great deals.

What Capital One 360 Black Friday deal do you like?

*Of course you should always make sure you check and understand all of the details of the account before you open one. The links to Capital One are affiliate links. This means I get a commission when you open up an account. This is at no cost to you.

Being Thankful Works Wonders for You, Including Your Money

Practicing gratitude improves your relationship with money.

It’s easy to lose focus when it comes to your money.

When you’re struggling to get your bills paid, stressing over retirement, worried about the kids paying for college — it’s a lot weighing on you and it can bring you down.

Even if you’re doing well you can lose focus.

With more money comes more desire for more stuff — bigger house, nicer car, wider TV…you know the drill.

That’s why gratitude is so important.

You need to appreciate what you have even if it doesn’t seem like a lot.

How Practicing Gratitude Will Improve Your Relationship With Money (and Other Aspects of Your Life Too!)

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I’m Sick Of Hearing It’s For The Kids – Stop Spoiling Them

Stop spoiling the kids.

Ever run across someone that gives their children everything?

All the latest clothes, electronic gadgets, extracurricular activities, lavish weddings, education, you name it they have it.

And then you find out the parents are struggling to keep their heads above water financially.  (Note: the parents aren’t always in financial jeopardy but I find it’s a common theme.)

Not “we’re just getting by.”  No.

I mean one month they don’t pay cable, another month they miss the electric bill; the rent gets paid late; always something and always “it’s for the kids!”

When you talk to these people they take great pride that they provide for their kids.  They insist that their kids have the best even when it’s out of the parent’s means.

The problem though, comes when the kids start to expect a certain lifestyle with nothing in return (read: they’re spoiled).  When you get stuff just for asking without having to work for it then the stuff you get starts to lose value.  That may sound like it doesn’t make sense but it does.  When you keep getting things you don’t worry about what happens to it.  Why should you?  If you break that new toy or lose it you’ll just ask for another one or for whatever else is new out there.  It’s a cycle that builds a certain negative character in a child that they take to their adult life.

Of course the other problem is the parents that can’t afford the lifestyle they are creating for their kids.  It creates debt which creates stress.  And somewhere down the line it has to stop and the child is left wondering what they did wrong that they can’t have their cushy lifestyle anymore.

Here are 6 Excuses/Reasons I’ve Heard Regarding “It’s for the Kids”:

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Think Long Term When Shopping Black Friday and Cyber Monday

Black Friday Sales

When you do your Black Friday and Cyber Monday shopping don’t just think of things for the upcoming holidays — think long-term!

Many sales are at their best on these days.  Black Friday kicks off the big end-of-the-year holiday shopping frenzy and lots of people use it as an opportunity to stock up on gifts for the coming season.

But you can also take advantage now and buy items for events and purposes throughout the year.  That’s right, you should think long-term when you plan out your Black Friday and Cyber Monday shopping.

Many a time has passed where I thought I’d see an item on sale again but it ended up not being as good as the Black Friday or Cyber Monday price.  Damn!  Missed out.

Of course for this to work you have to have money in your budget to buy extra now for the rest of the year.  It’s silly to put great deals on credit if you are going to end up paying credit card interest later on.

If you think out it and plan well, buying now can save you money, and time, for the upcoming year.

Here Are Some Great Occasions to Shop for On Black Friday and Cyber Monday:

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