What is QE3 (Quantitative Easing) and How Does it Affect You?

queen_elizabeth_2_qe2

Last month Federal Reserve Chairman Ben Bernanke announced the roll out of QE3—the third installment of a plan to intervene more directly into the financial sector of the U.S. economy.

We hear and read a lot about it in the media and on the web, but how much does it affect us?

As individuals, very little; but collectively, the effect is more substantial.

What is QE (quantitative easing)?

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SimplyCash® Business Card From American Express Earns Your Business Real Cash – Right Away

SimplyCash Business Card from American Express OPEN

The SimplyCash® Business Card from American Express is the easiest way your business can earn cash back for every dollar you spend.

There is no hassle, no claiming your rebate, no earning an arbitrary amount of cash before you see your rewards.

Instead, the SimplyCash® Business Card from American Express automatically credits your cash rebates right to your account every month.  Best of all- there is no limit to the amount of cash you can earn.
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Roth IRA 5 Year Rule on Withdrawals

Roth IRA’s have become enormously popular in recent years especially with the conversion of traditional IRA’s to Roth’s.

Now that it seems as if nearly everyone has a Roth, let’s take a look at the rule’s withdrawals.  Sooner or later, we’ll all be doing it.

Before we get started, I recommend that you get advice from your CPA or tax advisor before taking any withdrawals from your Roth IRA. The rules on this are fairly complex and your individual circumstances will have a material affect on the outcome.

General rules on Roth IRA withdrawals

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Gold Delta SkyMiles Credit Card from American Express Review – 30K Bonus Miles and a Statement Credit

Do you travel Delta airlines? Want a better experience at the airport?  Maybe even a better experience on the plane?

How would you like to earn free flights for using your credit card?

You can have all this and more with the Gold Delta Skymiles® Credit Card from American Express.

Keep reading our review below and I’ll tell you why the Gold Delta Skymiles card may be a great card for you!

Earning and Using Airline Miles

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Payoff Mortgage Faster – How Do I Do It? – Four Ways

Housing Money

Who wouldn’t want to pay off their mortgage faster?

The big question is “how do I do it?”

Whether to pay off your mortgage faster, is an important personal financial decision.

But before one can answer “how do I do it,” you must first ask the questions of “can I do it” and “why should I do it.”

The can-I part reveals if one has the financial ability to put more money aside for bigger and quicker payments.  The why-should-I part involves whether to use the additional money available, alternatively, for investing or consumption purposes since funds borrowed under mortgage probably have a lower interest rate than say credit card debt.

Paying off a mortgage faster also has tax implications on mortgage interest deduction.

If one has the financial means; is willing to forgo any investment opportunity; is prepared to postpone any would-be nice consumption; and has weighed on any tax savings, there are ways that one can consider to pay off a mortgage faster.
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Discover® More Credit Card Review – 14 Months of 0% APR on Balance Transfers and Purchases

Discover More Card Balance Transfer

Are you looking for a new credit card to transfer a balance to?

How about one with 0% APR for new purchases?  Maybe a credit card that offers cashback rewards?

The Discover® More Card offers all of that and is worth looking into.

Let’s take a closer look at the features of the Discover More Card:
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7 Reasons Why You Shouldn’t Refinance Your Mortgage

Since mortgage rates are at all-time lows, refinancing should be a no-brainer for just about everyone—or so you would think.

But not everyone has refinanced or even will.

Are there times or situations where refinancing isn’t worth doing, even to get lower rates?   There are at least a few, and here are some of them.

7 Reasons You Shouldn’t Refinance Your Mortgage

1. When you have credit problems

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