Planning on Buying a House? Put in the Legwork First!

buying a house

So you want to buy a house?  That’s awesome!  Congratulations.  But are you ready to buy a house? Have you done your research and legwork to find out the best house in the best neighborhood for you?  I’m talking about all the other little things that influence your buying decision and the neighborhood you pick.  Read on to see what I’m talking about.

Here are steps you need to take to put in the legwork of buying a house (in no particular order):

Continue Reading

How To Prosper With Peer to Peer Lending – A review of

Get started on a loan at Prosper is a personal loan and investing site with over one million members and over two hundred fifteen million dollars in personal loans funded since 2006. Using a unique person to person lending model, connects borrowers and lenders and allows them to establish a mutually beneficial financial relationship.   Prosper offers borrowers rates as low as 5.9% and lender returns as high as 10.1% (this varies, of course based on your borrowing and lending situation).

What is Person to Person or Peer Lending?

Continue Reading

Ways a Bigger House is More Expensive (Besides the Mortgage)

There’s been a movement the past couple of years to move to a smaller home in order to save money.  It’s understandable with the economy the way it is and all.  Still, many people look to the time when they can get a bigger home.  Sometimes you just need more space.  Some just want the bigger place.  I still see homes being torn down and re-built into much larger houses.  Thing is, when you buy a bigger house you aren’t just paying a bigger mortgage.  With a bigger house comes some other expenses and costs that increase.

Some Ways You Will Pay More With a Bigger House:

Continue Reading

I Bought A NOOKcolor from Barnes and Noble – Review

NOOKcolor eReader from Barnes & Noble

So a couple of weeks ago I splurged and bought an eReader – The Barnes & Noble NOOKcolor. I never thought I’d be one for electronic books but so far I’m loving it!

How Did I Come About Buying an eReader?

I always thought the idea of eReaders were kinda neat but I liked the romanticism of turning the actual pages.  As I said, I never thought I’d get into an eReader.

I had seen the Amazon Kindle, both on the Amazon site and in Staples a few times.  It looked really cool but I couldn’t justify the cost.

What changed? I started the school semester, late January, with an economics class.  The professor required us to buy this online package so we could submit our homework online (this was required) and it also included the online edition of the book.  There was no option for just the homework submission.  Not wanting to buy a physical copy (there weren’t any used copies of the book out there to get) and not wanting to read it all on my laptop (I sit in from of it all day already) I started to look into eReaders.  Note: I could have also printed out the book but I didn’t want to blow up my printer.  Bringing a file to a printing store was also an option too (but I kinda got myself psyched up for an eReader).
Continue Reading

Crush It by Gary Vaynerchuck – Review

Crush It by Gary Vaynerchuck review

I just finished reading Crush It! by Gary Vaynerchuck. The full title of the book is actually Why NOW is the Time To Crush It! Cash In On Your Passion.  I kept hearing about this Gary Vaynerchuck guy all over the place and hearing about this book (Inc. listed it as one of the top books for business owners in 2009).  I would also hear people talk about how they “crush” this or that.  I figured if I can get a copy at the library then I’ll give it a read.  Glad I did.  Awesome read!

This book is a primer on how to build your own personal brand and why you have to. It’s a quick and inspiring read that is well worth you time, whether you aren’t happy with the work you are doing or you are looking for ways to really grow what you are about.
Continue Reading

Citi® Hilton HHonors™ Visa Signature® Card – Review

When you travel, do you ever stay at a Hilton Hotel?

If you find yourself staying at one of over 3,600 hotels that are part of Hilton on a regular basis then you need to know about the Citi® Hilton HHonors™ Visa Signature® Card.

With a Citi® Hilton HHonors™ Visa Signature® Card, you earn Hilton HHonors points for your spending that can be redeemed things such as free nights in the Hilton HHonors network and more.
Continue Reading

Free H&R Block At Home Online Premium Edition – Giveaway

Have you done your taxes yet? Do you know how you will have them prepared?  Well, I’m here to help (maybe).

Our friends at H&R Block have offered up three (3) codes that can be redeemed for their H&R Block At Home Premium Edition. That means three readers will have a chance to win a copy.

A little about H&R Block At Home Online Premium Edition (from H&R Block):

Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing