Different Kinds Of Bank Cards

There are a number of different kinds of bank cards a person may come across in the course of their financial lifeATM cards, debit cards, credit cards, and prepaid debit cards.

All of these, as one may gather, work differently – and how they differ is an important thing to know in order to wisely use each kind of card.

The Different Bank Cards You Might See Continue Reading

What is a Certificate of Deposit (CD)?

Stack of Change

In today’s difficult economy, it is more important than ever to pay attention to the little details of personal finances.

Money kept in a typical savings accounts will earn very little interest, with many banks today paying as little as one tenth of one percent.

A certificate of deposit (CD) is one alternative that pays a better interest rate than a passbook savings account.

What is a Certificate of Deposit or CD?

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How to File Taxes For Less or Free

It’s that time of year again when people must prepare and file their tax return.

For many the task can be daunting and the thought of paying costly fees to file can be worrisome.

E-filing your tax return this year however, does not have to cost you a lot of money.  In fact, many people will even be able to file their return for free.

Let’s take a look at how to file taxes for less or free.

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Exchange Traded Funds – Pros and Cons

Stock+Papers

Exchange Traded Funds are created to gain broad market exposure, like mutual funds, that individual investors could not have achieved on their own.  But built upon mutual funds, exchange traded funds actually combine different features of different types of mutual funds to make them available all in one single ETF, namely the valuation feature of open-end mutual funds and the tradability feature of closed-end funds.
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New Credit Card Act In Action – Effects of Not Paying in Full

Amex+Credit

I received my American Express Blue bill recently.

When I opened it up the bill looked a little different.  To my surprise there was specific information that now appeared as a result of the new credit card rules from the Credit Card Act that took effect in February.
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Is It OK To Copy Your Children’s DVD’s

Pile of DVD's

I’m not much of a DVD movie buyer.

Back in the day I would buy VHS movies that I liked.  Most of them were watched frequently so the purchases were justified (I even wore a few out).  But now that we are in the age of DVD (ok, we’re probably past that, but I’m a little slow to catch up to BluRay), I don’t really need DVD’s of my favorite movies.  With cable and Netflix around I can always find something to watch and hardly get to any of the few DVD’s I already own. 

But there’s one BIG exception – KIDS MOVIES!
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