Recurring Expenses Will Kill Your Budget-Choose Wisely

Budget Cuts

As someone with a bunch of regular expenses, I know that they add up.  I also know that you’d have to pry my laptop from my cold, dead fingers before I’d voluntarily give up the internet.  In my husband’s case, cable is a necessity.  How do you choose between one recurring expense and another? Prioritize.
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Costs In Buying A Home Besides Your Mortgage

Model+House

“What are these home costs?!?” you scream to yourself as you start your life in your new home.  You went through your budget with a fine tooth comb, making sure you could afford the mortgage payments.  You negotiated the house price and got a good interest rate on the mortgage.  You know what your local taxes will be and you home insurance costs.  You thought you were set.  Then the OTHER costs rear their heads.  You quickly realize that owning a home isn’t all about being able to pay the mortgage.

There are a number of other costs you need to consider before you buy a house:
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Wedding Questions With Anja Winikka Editor At TheKnot.com – Presented By Married On MySpace

Wedding+Rings+Flower

I had the pleasure to interview Anja Winikka, editor at the well-known wedding website TheKnot.com. We discussed affordable weddings and how the current economy is affecting wedding decisions.

Hope you enjoy!
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Different Kinds Of Bank Cards

There are a number of different kinds of bank cards a person may come across in the course of their financial lifeATM cards, debit cards, credit cards, and prepaid debit cards.

All of these, as one may gather, work differently – and how they differ is an important thing to know in order to wisely use each kind of card.

The Different Bank Cards You Might See Continue Reading

What is a Certificate of Deposit (CD)?

Stack of Change

In today’s difficult economy, it is more important than ever to pay attention to the little details of personal finances.

Money kept in a typical savings accounts will earn very little interest, with many banks today paying as little as one tenth of one percent.

A certificate of deposit (CD) is one alternative that pays a better interest rate than a passbook savings account.

What is a Certificate of Deposit or CD?

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How to File Taxes For Less or Free

It’s that time of year again when people must prepare and file their tax return.

For many the task can be daunting and the thought of paying costly fees to file can be worrisome.

E-filing your tax return this year however, does not have to cost you a lot of money.  In fact, many people will even be able to file their return for free.

Let’s take a look at how to file taxes for less or free.

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Exchange Traded Funds – Pros and Cons

Stock+Papers

Exchange Traded Funds are created to gain broad market exposure, like mutual funds, that individual investors could not have achieved on their own.  But built upon mutual funds, exchange traded funds actually combine different features of different types of mutual funds to make them available all in one single ETF, namely the valuation feature of open-end mutual funds and the tradability feature of closed-end funds.
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