How to Get Your Spouse More Involved in the Family Finances

In many marriages, there is the financial geek who enjoys setting the budget, paying the bills,  and managing the money. 

Often the other spouse wants no part of the finances.

While this is not always the case, it is true for many marriages.

This arrangement may work well for awhile, but over time, the spouse who handles the money may feel burdened by being the sole financial executor, especially if the family struggles with debt.

While the financial geek may never get his or her partner as excited about finances as he or she is, there are some ways to get your spouse involved more.

How You Can Get Your Spouse More Involved in the Family Finances

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Earth Day Freebies and Deals – and a Little History Too

earth_lightbulb

Earth Day was first held on April 22, 1970, and it was lead by Senator Gaylord Nelson from Wisconsin.

Nearly 20 million people participated and today, 42 years later, we still celebrate Earth Day, but now, 175 countries celebrate Earth Day.

Earth Day 2012 will also be celebrated on April 22nd (and will be celebrated on that date at least until 2015).

The primary purpose of the day is to bring awareness to environmental issues as well as to focus on reducing, reusing, and recycling.

Of course, proponents of frugality recognize that the things we do to keep Mother Earth healthy are the same things we can do to keep our finances healthy.  By reducing, reusing and recycling, we become more financially conservative.

When you buy a used car, shop at garage sales or your thrift stores or hold your own garage sale or donate items you no longer use, you are saving money and keeping items out of the landfill, which is a win-win.

To celebrate Earth Day this year, several retailers are offering freebies or discounts.  There are plenty of great offers to take advantage of:

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The Cost of Food Waste and How to Prevent It

Food_Shopping

Every week you clean out the refrigerator, and every week you may find some food to throw away—broccoli you didn’t get to eat before it went bad, leftovers from last Tuesday night’s dinner, lettuce that can no longer be revived…

If you are throwing away food on a weekly basis, you are not alone.

According to The New York Times, Americans throw away 27% of their available food.  This includes waste from people’s homes, restaurants and grocery stores.  Timothy Jones of the University of Arizona, who studies food waste, estimates that the average family of four wastes $600 in food each year.  (TLC)

The Financial Cost of Food Waste

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How to Make the Most of Your Liberal Arts Degree

When I graduated from high school, I knew there were two things that I loved—reading and writing. 

I told everyone I knew that I wanted to be a writer, and the majority of them asked, “But what will you really do?”

My eighteen-year-old self felt misunderstood, but now that I have children of my own, I understand the question much better.   I majored in English, and my husband majored in anthropology; no offense to other poor souls in these majors, but fresh out of school, there is not much that you can do with degrees in these areas.
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Contemplating Marriage? Love Is Not All You Need

Close up of young couple fighting

The Beatles famously sang, “All you need is love, love, love, love is all you need.”

So many of us buy into this simplistic belief and think that love conquers all.

Many of us rush into marriage and ignore the red flags that are before us, thinking problems will work themselves out after we are married.  The sad truth is that marriage often serves to amplify problems, not solve them.

Kathy Chu of USA Today puts it perfectly when she states,

“If love is the tie that binds couples together, money is often the wrench that pries them apart.”

Maybe in the past arguments about money in marriage could be blamed on societal pressures for people to marry early and for the expectation of the wife to quietly allow her husband to make the financial decisions, but those days are long gone in our society.

Now, women often make more than the men they marry.
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Is Your High Power Job Worth the Sacrifice?

Many students go to college and pursue known money-making degrees—engineering, computer science, and business among a few of them.

They may pursue these career tracks because they are truly interested in the field, or they may choose them because they want to be financially comfortable during their lifetimes and they know that a lowly English major, while pursuing her passion, will never be rich.  (Ask me how I know.)

Follow these individuals 20 years later when they have achieved a great deal of financial success, and you may find them less delighted with both their lives and their chosen career paths.

A High Power Corporate Job Isn’t All It Seems

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Save on College Costs by Attending a College with Free Tuition

Attending a college without paying any tuition sounds too good to be true, but it is not

There are a handful of colleges that are tuition-free, but as you can guess, they are extremely competitive to get into.  If you would like to send your child to a tuition-free school, the early high school years are not too early to begin to prepare to apply for these schools.

Specialty Tuition-Free Colleges

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