insurance

Save Money by Bundling Insurance Policies

by Kevin Mulligan

How many insurance companies do you have? Not just insurance policies, but how many insurance companies are you juggling? If you are working with multiple insurance firms you might be missing out on significant savings that you can get by bundling your insurance policies. Most Americans have several lines of insurance to cover various aspects [...]

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How to Save Money on Auto Insurance – Easy Ways to Save Money

by Melissa

Auto insurance is a necessary expense, but one that we often spend too much for. Many people seem to be much more likely to look for ways to save on groceries by clipping coupons or to save on gas by driving around town trying to find the lowest per gallon price rather than looking at [...]

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To Do This Year: Buy Renters Insurance

by Glen Craig

Since 2008 and 2009, owning a home is about as in style as teased hair. As foreclosures continue and people end up selling their home for less than what it was worth, renting has become the new way to live.  Not owning a home takes away the investment risk that is inherent in home ownership. [...]

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What Are Consumer Driven Health Plans and How do They Work for You?

by Glen Craig

Consumer Driven Health Plans have become popular as a way to contain health care costs. But what are consumer driven health plans and how do they work for you? While a consumer driven health plan can substantially lower health costs to an employer, they can also result in substantial savings — and other benefits — [...]

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How Age Affects Your Car Insurance Rate and What You Can Do About it

by Miranda

When car insurance companies look at your risk profile, they take a number of factors into account. From your driving record, to your coverage amounts, to your credit score, an insurance company wants to get an idea of how likely it is that they will have to pay out on a claim on your behalf. [...]

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Six Essential Health Care Open Enrollment Tips

by Glen Craig

Fall is here and that means beautiful foliage, football, apple cider and open enrollment forms. If you have a full time career where health care is provided, each year you are likely given a stack of forms that include the option to change your health care options. Much like your 401(k), many of these forms [...]

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Do You Need Disaster Insurance? What Type Should You Get?

by Miranda

Once again, a natural disaster has brought the attention of many to the possible need for disaster insurance. Hurricane Irene might not have been as fierce as many expected, but there will still probably be plenty of insurance claims from floods and other damage.  Whenever we hear of a hurricane, an earthquake, tornadoes or some [...]

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Homeowners Insurance Coverage: Are You Truly Covered?

by Miranda

One of the biggest purchases you make is your home. It is an expensive item to own, and its protection is quite important if you want to maintain financial freedom.  After all, if something happens to your home, it can be quite expensive to fix.  Insurance is purchased to help you afford unexpected problems, and [...]

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Is a Home Security System Worth the Expense?

by Melissa

I have a friend whose husband travels frequently for work.  After one of these trips, she mentioned how poorly she had slept because she had been listening for intruders.  I knew that she had a home security system, so I asked the obvious, “Didn’t the security system make you feel better?” “I don’t use that!” [...]

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What is Private Mortgage Insurance and Why do you Need it?

by Glen Craig

Private mortgage insurance (PMI) is an insurance policy required by a lender that a borrower must purchase if the borrower has less than 20 percent or more in down payment when purchasing a home. The lender is in a safe position against default when the lender’s investment is 80 percent or less of the home [...]

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