Money

What is a Refund Anticipation Loan (RAL) and is it Worth It?

by Glen Craig

It’s tax season again and if you’re expecting a tax refund you’ll probably want to get your hands on it as soon as possible. In the past, taxpayers had to wait weeks upon weeks to receive a paper refund check from the IRS, but people sought a faster alternative. The answer for millions has been [...]

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Tips for Holiday Tipping

by Miranda

This week, I’m reviewing all of the people who provide me with services, and figuring out how much to tip them.  The following are my tips for holiday tipping. At holiday time, it’s appropriate to tip service providers that you see on a regular basis.  And avoiding services in December in order to weasel out [...]

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Are You Cut Out to be a Landlord?

by Miranda

One of the ways that many people decide to invest in real estate, or create a passive income stream, is to purchase a rental property with the intention of becoming a landlord. Owning property that you can rent out to others can be one way of creating income, and also of waiting for a property [...]

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Want to Win the Lottery? Better Off Creating Your Own

by Melissa

When we took a recent trip to Montreal, I was amazed at the number of casinos as we drove through Michigan. I am originally from Michigan, but I have not lived there for nearly 15 years.  When I did live there, the closest casino to our house was 3 hours away.  Now there are more [...]

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Totally Money Carnival #32 – A Flood of Great Articles

by Glen Craig

So you know how when it rains, all the rain is supposed to hit the roof and roll down into the gutters, out the downspouts, and away from the house?  Yeah, mine do that too.  But sometimes the rain is a little more than usual (OK, a LOT more than usual) and it doesn’t quite [...]

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Would You Drive a Car Covered with Advertisements?

by Melissa

We live in a world filled with advertisements.  We see them on the tv, in magazines, on bus stops, on buses, at movie theaters, in schools, in public restrooms.  They are all around us.  Now, you will see advertisements on rental cars too. Would you drive a car covered with advertisements? Budget Rent-a-Car has launched [...]

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Going to College? 5 Smart Money Moves for College Freshmen

by Miranda

College! For many, leaving home for the first time to attend university is an exciting time, full of promise. As you get ready for school, or as you prepare your child to start a new chapter of his or her life, it is important to remember some of the basics. Here are 5 smart money [...]

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How to Make More Money: Stop Watching TV!

by Glen Craig

If you are like most people, you probably have a desire or a strong need to generate more income but you just don’t know where to start or how you will find the time in with juggling all of your responsibilities.  The question is always “how to make more money?” You need to ask yourself,  [...]

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8 Road Trip Money Saving Tips

by Miranda

I like a good staycation as much as the next person, but sometimes what I really want is a good, old-fashioned road trip.  Getting out on the open road, heading for adventure, is one of my favorite ways to travel.  I rarely get tired of seeing new places and things.  However, a road trip can [...]

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Half of Americans are “Financially Fragile” – How Not to be One of Them

by Glen Craig

A disturbing article from the Wall Street Journal reports that Nearly Half of Americans Are ‘Financially Fragile’, which is defined in the article as households who “definitely or probably couldn’t come up with $2,000 in 30 days.” The $2,000 figure was chosen because it’s roughly the cost of “an unanticipated major car repair, a large [...]

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