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The Financial and Physical Toll Caused by Lack of Sleep

Did you get up today and stumble to the coffee maker to make your coffee because you needed the caffeine to wake up? Do you have dark circles under your eyes and yawn throughout the day? If so, you may be part of the growing ranks of Americans who are chronically sleep-deprived. There are many [...]

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7 Money Mistakes That Can Keep You from Achieving Your Goals

by Guest

Schools don’t do a very good job when it comes to teaching basic money management skills. If we want to learn how to handle money we pretty much have to rely on the example set by our parents, as well as our own experiences of trial and error. If we’re lucky we figure things out [...]

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What Would You Do with a Cash Windfall?

by Glen Craig

Quick—if you got a serious cash windfall what would you do with it? It’s fun to think about this question, not the least of which since windfalls do happen, at least from time to time. And when they do come, it never hurts to have some ideas. The way I see it, there are three [...]

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In Honor of Financial Literacy Month: Back to Basics

by Miranda

April is National Financial Literacy Month, and that means it’s a great time to reflect on your finances, and think about what we can be doing to improve financial literacy for our children, and for others around us. One of the best places to start when it comes to improving your finances is the basics. [...]

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What is a Refund Anticipation Loan (RAL) and is it Worth It?

by Glen Craig

It’s tax season again and if you’re expecting a tax refund you’ll probably want to get your hands on it as soon as possible. In the past, taxpayers had to wait weeks upon weeks to receive a paper refund check from the IRS, but people sought a faster alternative. The answer for millions has been [...]

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Tips for Holiday Tipping

by Miranda

This week, I’m reviewing all of the people who provide me with services, and figuring out how much to tip them. The following are my tips for holiday tipping. At holiday time, it’s appropriate to tip service providers that you see on a regular basis. And avoiding services in December in order to weasel out [...]

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Are You Cut Out to be a Landlord?

by Miranda

One of the ways that many people decide to invest in real estate, or create a passive income stream, is to purchase a rental property with the intention of becoming a landlord. Owning property that you can rent out to others can be one way of creating income, and also of waiting for a property [...]

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Want to Win the Lottery? Better Off Creating Your Own

by Melissa

When we took a recent trip to Montreal, I was amazed at the number of casinos as we drove through Michigan. I am originally from Michigan, but I have not lived there for nearly 15 years. When I did live there, the closest casino to our house was 3 hours away. Now there are more [...]

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Totally Money Carnival #32 – A Flood of Great Articles

by Glen Craig

So you know how when it rains, all the rain is supposed to hit the roof and roll down into the gutters, out the downspouts, and away from the house? Yeah, mine do that too. But sometimes the rain is a little more than usual (OK, a LOT more than usual) and it doesn’t quite [...]

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Would You Drive a Car Covered with Advertisements?

by Melissa

We live in a world filled with advertisements. We see them on the tv, in magazines, on bus stops, on buses, at movie theaters, in schools, in public restrooms. They are all around us. Now, you will see advertisements on rental cars too. Would you drive a car covered with advertisements? Budget Rent-a-Car has launched [...]

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