SmartyPig is running a new contest called “Race out of Debt.” The winner will get $4,951. Why $4,951? Well, it seems that’s the average American’s credit card debt as of this Summer. Sound like a lot? It’s actually down 13% from last year! So to celebrate bringing our debt down, SmartyPig is going to make one contestant super happy.
As someone with a bunch of regular expenses, I know that they add up. I also know that you’d have to pry my laptop from my cold, dead fingers before I’d voluntarily give up the internet. In my husband’s case, cable is a necessity. How do you choose between one recurring expense and another? Prioritize.
On behalf of the government I’d like to thank you for your generous taxes.
Thank you for paying too much in taxes every paycheck. We love the interest free loan! We’re trillions in debt and every bit helps. When we borrow from other countries by selling Treasuries we have to offer them interest for the loan. Can you imagine what the interest on trillions in loans comes out to?!? But by not adjusting your W-4’s you help to keep the United States afloat, if only a little bit.
Your financial life has a certain trajectory—similar to a train on a track.
There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on.
What if the traditional methods of working hard, cutting expenses, and saving don’t work for you?
Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. The guy living in the mansion overlooking the ocean didn’t buy that house by clipping coupons, and the chick passing you in a $400,000 Maybach didn’t get that way by eliminating her morning latte.
For most of us, the gap between where we are and where want to be is so wide that we’ll never be able to close it by following traditional financial advice.
We recently closed on the sale of our home. Selling a home is a tricky process. So many factors go into presenting your home to prospective buyers: Price, listings, open houses, dressing your home, getting the best real estate brokers, where the market is…I can go on! One aspect you can control is how your place is presented to buyers. One thing we noticed is many people don’t have good pictures of their homes online in their listings. I’m talking bad picture angles, terrible lighting, pictures of clutter, old dates showing on the pictures, blurry shots, you name it. And why? Many don’t understand the importance of dressing their home for sale and putting their best image out their to attract buyers.
Enter taking real estate photos!
How many of you enjoy cleaning your house?
I mean really love scrubbing all the dirt and grime that accumulates in places like the bathroom?
I know I don’t but it’s something that needs to be done! But these days it’s hard to find the time to really do a super thorough job cleaning the house.
What’s a person to do? Hire someone!
Do you know there are companies and people out there that make some pretty good money offering their cleaning services to households and companies? They’ll come in and charge you either a set fee per room or an hourly fee to clean up. They can come weekly, monthly, or whenever you think you need an some extra scrubbing. Continue Reading