Discover® More Credit Card Review – 14 Months of 0% APR on Balance Transfers and Purchases

Discover More Card Balance Transfer

Are you looking for a new credit card to transfer a balance to?

How about one with 0% APR for new purchases?  Maybe a credit card that offers cashback rewards?

The Discover® More Card offers all of that and is worth looking into.

Let’s take a closer look at the features of the Discover More Card:
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Motif Investing Review

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I had never heard of Motif Investing when Glen asked me to take a look at them and write up a Motif Investing review.  Having done so I’m really glad I’ve been made aware of this investment firm.

This is one of the most unique value propositions I’ve heard of for retail investors in quite some time.  If you ever plan to invest for your future retirement I think looking at Motif is a good idea.

What is Motif Investing?

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Review: Outright Online Accounting Software

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When you start a business, you don’t often think about the accounting aspects. You just want to see the money start rolling in.

However, you need to be on top of your accounting if you want to keep up with your taxes (or at least not make them difficult).

One of the ways that you can stay on top of things is to use some sort of accounting software or application.  As I started looking, I considered a number of options. While I eventually just settled on using Quicken (although now I’m using MoneyDance) to keep track of my business income and expenses, I did look into other options.

One of these was Outright.com small business accounting.

What is Outright?

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USAA Free Checking Review – No Fees and Lots of Convenience

Checkbook

Looking for a new checking account with low fees and great customer service?

Take a serious look at USAA Free Checking.

USAA stands for United Services Automobile Association.  The firm was started in 1922 by 25 service members that came together to insure each other’s vehicles.  It is a financial services company with our nation’s military and military families at its core.  The firm has grown to serve more than 8 million members and offers a wide variety of banking and insurance products.

Being able to use USAA’s financial services is only available to the select few who have either served in the military or their family members.  This keeps the company focused on its mission and enables them to offer unique products.

If you qualify, you should definitely consider using them for your banking and insurance needs.

That said, certain products, like checking and savings, are available to everyone.  And that’s great news for you!

Why USAA Free Checking?

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EverBank Online Yield Pledge Checking and Money Market Review

If you’re tired of your bank hitting you with fees for nearly everything you do, then paying you a microscopic amount of interest to keep your money on deposit with them, you may have a viable alternative.

EverBank is an alternative to traditional banks if you’re looking to avoid excessive fees while also earning above average interest rates.

Alternative to traditional banks

EverBank is an “online bank”, which is to say that you can conduct all of your banking online without ever having the need to go into the bank itself.

It’s based in Jacksonville, Florida, has well over $13 billion in assets, and has been around since 1961 though obviously not in its online form.

The bank offers 24/7 customer service (by phone), and since it is a bank, your depository assets are covered under FDIC for up to $250,000.

As part of its online model, you can deposit checks from your home computer—all you need to do is add the deposit information into your account online, endorse and scan both sides of the check, and your funds will be available the next business day.
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Ally Bank Online Savings Account Review

It used to be revolutionary to hold your money with a bank that didn’t have any brick and mortar locations for you to visit.

Now high yield online savings accounts are more common and the decision comes down to which online bank you should open an account with.

There are many key factors in that decision — high interest rate, customer service, and account fees — that Ally Bank’s online savings comes out on top if you compare to other accounts.

What is Ally Bank?

Ally Bank Online Savings AccountAlly Bank’s story sounds eerily familiar to the mythical firebird phoenix that is rebirthed out of its own ashes.

That might sound strange for a bank, but Ally Bank is the new edition of GMAC or General Motors Acceptance Corporation.

GMAC was originally founded in 1919 and grew over the course of time, but like many banks a few years ago, got caught up in the financial crisis due to loose mortgage lending standards.  The bank had to take on TARP funding from the government and was rebranded to shed some of the bad image associated with the financial crisis.  A significant portion of the company is still owned by the US government, although the company is actively repaying on the funds it received.  (And a majority of the problems are on the mortgage side of the business, not on the personal banking side that Ally is on.) Continue Reading