If you take advantage of AnnualCreditReport.com you can pull your credit report once a year from each of the three credit bureaus for free.
Your credit report is important to see what accounts you have open, to check the status of your accounts, and to make sure there are no mistakes on your reports.
But your credit report is different from your credit score.
For the most part, you have to pay to get the score that lenders use to determine your creditworthiness. If you intend to pull your score frequently, perhaps because you are in the market for a house and would like the highest possible credit score to get the best interest rate on your home loan, then give Credit Karma a look, where you can get a credit score and track your score over time with no fees or obligations.
Let’s take a look at what it’s all about in this Credit Karma review.