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The Public Library – A Sign Of The Economic Times

These economic time are tough. We’re hearing about banks like Washington Mutual getting eaten up and stores like Circuit City going bankrupt. But you know who’s doing real well? Public Libraries! This past year has seen a resurgence in public libraries. The Boston Public Library is reporting that new memberships are up over 32% from [...]

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Circuit City Closing Its Doors For Good

by Glen Craig

They tried for bit but it wasn’t enough. Circuit City will be closing their doors for good. Circuit City had filed for chapter 11 bankruptcy protection in the hopes that they could restructure and come out a stronger company. But the current economy was too tough and they will now be shutting their doors after [...]

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US Savings Rate Finally Turning Upward

by Glen Craig

It looks like families in the US are finally starting to save again. According to the Wall Street Journal household debt decreased for the first time since 1952! This in turn resulted in a rise in the savings rate. In the past few years the savings rate has actually been below zero at times. The [...]

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Ask And Save On Your Cable Bill

by Glen Craig

My wife was getting sick of the cable bill. It’s gone up recently to the point where we had to question whether it was worth keeping or not. I mean, remember when TV was free? Now to get reception you have to pay (at least until the digital boxes take effect in February). So my [...]

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Thank You Federal Reserve

by Glen Craig

So 2008 has come to a close. I decided to log on to my ING Direct account to see what my year-end savings were and to check out how much interest we made in 2008. What do I see? ING has lowered their rates! The new rate is now 2.5% APY, down from 2.75% APY. [...]

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Marshalls And TJ Maxx Come To The Rescue For Some Last Minute Shopping

by Glen Craig

We got ourselves into this. We were going over to some friends and their family for the holidays. However, we didn’t get a chance to get them anything for the holidays (after all they were having us over). Where could we get some great gifts a the last minute? Enter Marshalls and TJ Maxx! We [...]

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Frugal Alternative to Microsoft Office

by Glen Craig

So I got a new computer recently. The last one went back to the turn of the century and the screen finally died (the battery had already gone). Anyway for all of the great programs on my new computer I didn’t have a good spreadsheet or writing program. Of course the industry standard is Microsoft [...]

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8 Ways The Economic Crisis Can Be Good For You

by Glen Craig

Times are tough out there. The economy is at the forefront of the news every day. Companies that were believed to be stalwarts are turning out to be broke. Many are saying this is the worst the economy as been since the Great Depression. Is there a silver lining to this economy?!? Yes. 8 Ways [...]

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Reader Help: Building A CD Ladder

by Glen Craig

I got an email from a reader named Janine W recently. She had a couple of questions about starting up a CD ladder. I gave her some advice and then I thought that getting some reader input might help. Here’s Janine’s email: Hi, I was reading your article on CD ladders for beginners. I have [...]

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6 Ways Eating Out Less Has Made Our Family Better

by Glen Craig

As you know we are living off of one income now. It’s been a bit different but I think we’re doing well so far. One thing we’ve done to help stretch my paycheck is to cut back eating out so often. I didn’t think we ate out too much before the income switch but now [...]

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