Eating Healthy on a Budget

fruits and vegetables

Eating is a basic human need, yet for many it is often surrounded by mystery, mystique and confusion – differentiating healthy from non-healthy is often a difficult task.  This, coupled with the challenge of eating healthy while on a budget, intensifies the issue to epidemic proportions.  Searching out the proper way to eat, while also saving on costs, can be an overwhelming task.  Below, I outline the best ways to eat well on a budget, and I hope this will aid in your mission!
Continue Reading

Saving At The Supermarket Is FUN!

Winn Dixie Receipt

My Money Blog posted an article a few months ago talking about the theory of “price targeting”, where companies try to sell the same product to different people at different prices, hoping to come as close to an individuals’ target price as possible.  In the use of price targeting, shoppers are generally broken down into three categories.
Continue Reading

Tax Tips For Parents

W4 Tax Withholding

Having children is a wonderful experience that is priceless in so many ways! But do they cost you a lot!  Fortunately there is some tax help for parents in the form of deductions and claims.  Robert Meighan, vice president at Turbo Tax, has listed some great tax tips for parents:
Continue Reading

You Shouldn’t Buy This If…

Living on the budget is not all about just counting pennies. To save money, you need do your homework and to know how to do research on each of your planned big purchases.  Here’s a quick but useful guide on how to investigate if both the seller and the item should be considered.

Here are some ways to check the seller’s reputation and past records as well as product reviews.

Continue Reading

Car Allowance Rebate System – Cash For Clunkers

What's your clunker worth?

In late June President Obama signed into law the the Car Allowance Rebate System or as it’s also known: Cash for Clunkers. This is a program that encourages people to trade in their cars for more efficient models.  It also helps to stimulate the economy (similar to the first time home buyer tax credit) at a time when car sales are lagging.

The program runs from July 1st through November 1st 2009.  Cars traded in during that time could be eligible for a credit of either $3500 or $4500 depending on the car and the increase in mileage the new vehicle provides.

Continue Reading

AAA Is Good For More Than Automotive Assistance

Pennies Add Up

Are you a member of AAA (American Automobile Association)?

They provide benefits such as roadside assistance, towing service, flat-tire service, battery service, and more for a registered driver. But did you know that AAA provides tons of great discounts as well?

We’ve had AAA now for years. I had heard that AAA offered discounts and every now and then I’d check the site out.  Not sure why but I kept forgetting about their discounts.  Well no more!  I’ve been checking their discount page often recently.  Every time we plan to take the family to an attraction I’ll check the AAA discount page (this brings you to the NY page) first to see what discounts they offer.  Recently we’ve saved on Bronx Zoo and Intrepid tickets and we’re looking into Sesame Place discounts too!

Continue Reading

Confessions Of A Recovering Spendaholic

shopping

There was a time I spent a little too freely. I’d buy things when I wanted and worry about paying for it later on. For lunch I’d go out with the intention of window shopping to waste some time but come back with a sweater and new pants instead.  It felt good when I’d buy something but the feeling would wear off especially when I’d get my credit cards bills which were slowly adding up in the thousands.

I’ve since curbed my spending ways (somewhat). But every now and then the itch returns and I get the urge to splurge. The frugal/saving side of my wants to let go. It’s like you see on a TV show when the devil and angel both appear on one of my shoulders and they argue it out. The angel usually wins out but sometimes the devil makes a good case!

So here are some confessions of a recovering spendaholic. These are things I sometimes think about and get the urge to spend on. I usually hold myself back but other times…

Continue Reading