1. Great post, and timely warning. I’ve also noticed that my credit card interest rates are dropping. If I had balances, I’d be paying them down to get out of debt as quickly as possible. Unfortunately, with the credit market freeze, not everyone who should be seeing lower credit card interest rates are.

  2. @ Miranda – Credit interest rates dropping are one benefit of lower Fed funds rates. Good call on paying off what you can. All the more reason to make sure your credit reports are correct and your score is good.

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