Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing

The Best Four Companies and States for Family Leave

The four best states and companies for family leave

In our current environment of wage freezes and increased health care costs, one of the features that can distinguish a good company from a great company is the fringe benefits you receive.

While your wages may remain stagnant, fringe benefits can provide substantial bonuses and savings for your bottom line.

Unfortunately, one benefit that few companies have is a comprehensive family leave plan.

Of course, back in 1993, President Clinton signed into law the Family Medical Leave Act.  This act allows a new parent (either biologically or through adoption) as well as those with sick family members to take up to 12 weeks unpaid leave from their job within a 12 month period.  The employee is able to retain health care benefits, and they cannot lose their job.

However, not all companies have to follow the Family Medical Leave Act (FMLA) such as those with less than 50 employees.   Likewise, if the employee seeking to take FMLA has not worked for the company for at least 12 months and worked at least 1,250 hours in the past 12 months, the company does not have to grant the employee leave.

With these contingencies on FMLA, many, many employees fall through the cracks and find themselves back at work less than a week after they have a baby because they do not qualify for FMLA or they cannot afford to take an unpaid leave.

However, there are some companies as well as states that go above and beyond and offer their employees or residents better FMLA benefits than required by federal law.

As a working parent, these are the companies that you want to work for or states you want to live in.

Top 4 Companies to Work for With Great FMLA Benefits

Continue Reading

How We Saved Money On Our Disney World Vacation (and Had a Great Time As Well)

how we saved going to Disney World

Some years back we needed to figure out where we wanted to go on vacation.

It was my wife, our 7-year-old daughter, our 7-month-old son, and myself.  Since our son was so young we wanted to keep the flights short.  (Back then there were four of us, now there’s six if you’re trying to keep track.)

We decided now would be a great time to go to Disney world!

Read on and you’ll find out why Disney World was a great destination at the time and how I went about researching the best prices and activities.  This is valuable stuff you’ll want to bookmark if you think you’ll ever go to Disney World.

Tips to Save Money At Disney World

Continue Reading

This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold

This is why your house isn't selling.

You’ve had your house on the market for a while now and you’re asking yourself “why isn’t my house selling?”

People sniff around but no one is biting.  What’s going on?!?

Yes, the market may have a lot to do with it but houses do sell so there’s probably more than the market at play here.

Keep reading and you just might see why your house isn’t selling so you can finally get your house sold.

11 Reasons Why Your House Isn’t Selling and How to Finally Get Your House Sold

Continue Reading

Lifestyle Inflation: The Silent Killer of Your Finances?

lifestyle inflation: the silent killer of your finances

Chances are, you want to make more money.

Most of us think that a higher income would improve matters in our financial lives.

But would more money really be useful to your long-term financial health?

It could potentially help — as long as you don’t let lifestyle inflation drain away your excess income.

The reality is that when most people earn more money, they spend more money.  If you aren’t careful, lifestyle inflation can destroy all of the benefits that come with a higher income.

You won’t get ahead if you don’t put that money to good use for your future.

What is Lifestyle Inflation?

Continue Reading

Don’t Go Broke Celebrating Mother’s Day – 7 Frugal Ideas

frugal mother's day ideas

Mother’s Day is quickly approaching! 

It’s easily a day you can go crazy taking care of the moms in your life.  And by going crazy I mean spending gobs of cash.

It’s hard enough trying to figure out what mothers want for Mother’s Day.  Paying for it gets even trickier.

That’s not good.

But there are ways you can be frugal for Mother’s Day!  Keep reading and you’ll see some easy ways you can celebrate mom and be frugal as well.  You might even get extra points with mom for creating something on your own that was heartfelt.

Here Are Some Frugal Mother’s Day Ideas That Won’t Break the Bank:

Continue Reading

What Do Your Property Taxes Pay For?

What do property taxes pay for?

How many times have you looked at your tax bill, threw your arms in the air, and yelled our “where is all this property tax money going, this is way too high?!?”

Maybe I’m the wacky one, but I’ve done that.  (Actually, I would probably have an expletive or two in there.)

The problem with that view though is that property taxes are never a single number, but a combination of several.

Most of us tend to think our property taxes are too high, but then we get a bit hung up on the components.  We may want a lower tax bill, but at the same time we might support high spending levels in certain areas, or even just one in particular.

There are constituencies behind each category of our property taxes, which is why it’s so hard to get lower taxes overall.

So What Do Your Property Taxes Pay For?

Continue Reading

The Discover it Card Review – An All-Around Card That’s Fair to the Consumer

Would you like a credit card that didn’t hit you with a ton of fees?  

Maybe even a card that was fair to its users? How about a card with generous cash back?  Let’s add in customer service from a company known for its customer loyalty?

Oh, and keeping track of your FICO® credit score would be awesome too, right?

Mix that all together and you get the Discover it® card.

Discover set out to make an all-in-one card made up of the best qualities that consumers are looking for.  They created an all new line of cards: the Discover it card.

Let’s take a look at some quick basics of the Discover it card before we get to our review:

Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing