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A Trip to Target May Have Left You With Credit Card Fraud – What You Need to Know About The Target Credit Card Breach

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You head out to Target to pick up a few things.

Maybe you were taking advantage of some great Black Friday sales.  Perhaps you needed to re-stock after Thanksgiving.  You could have been doing your holiday gift shopping.

Nothing out of the ordinary, right?

Except if you used your credit or debit card then your credit or debit account may have been breached!

You may have heard on the news how Target was… well the target of hackers that compromised the Target credit and debit card database.

Keep reading and I’ll fill you in on what happened, whether you need to be concerned, and what you should do about it.

Everything You Need to Know About the Target Credit Card Data Breach

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Give a Smile to the Kids on Your List – Top Holiday Gifts Under $75 for Kids – 2013

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The holiday shopping season is upon us. 

Now is the time to find the perfect present for those special people on your list.

While there are plenty of ideas for gifts under $25, we recognize that sometimes a $25 present isn’t going to cut it.

For kids in your family, a gift of $75 or under may pack more return (and excitement) than a smaller gift.

With that in mind, we’ve compiled a list of presents under $75 that will thrill every child on your list, from baby to teen.

Keep in mind that with sales, you can nab many of these items for less than their retail price.  Amazon, especially, often discounts their merchandise, so that might be the site to check first before you head to the toy store.

The Top Holiday Gifts Under $75

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Chase Ultimate Rewards Holiday Promotion 2013 – Gifts Cards, Bonus Points, and Savings

Chase Freedom MasterCard

Chase’s program — Ultimate Rewards — is back this year to offer up holiday promotions and provide value and and extra rewards to their customers.

From the beginning of November through the end of the year, card holders of Chase’s Chase Freedom®, Chase Sapphire(SM), and Chase Ink cards (those with Ultimate Rewards) will be eligible for the holiday promotions.

Here’s a rundown of the Chase Ultimate Rewards Holiday Promotion and what it’s offering customers this holiday season:

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Get the Job You Want! – How to Choose the Right References for Your Job Search

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Anytime you search for a job, there is a good chance that you will have to provide references to the hiring manager.

Potential employers want to talk to people who know you, and who can provide insight into your abilities and strengths.

Choosing the right references for your job search is about more than just providing a list of names to a potential employer.  If things get serious, the hiring manager is likely to follow up.

Do you know what your references will say about you?

Here’s How to Go About Choosing the Right References in Your Job Search

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Capital One 360 and ShareBuilder Black Friday Action – Kick Your Savings, Checking, and Investing Into Gear

ING Black Friday Page

Black Friday isn’t just for retail stores.

Capital One 360 is offering up their annual Black Friday specials this year from November 29th through December 2nd.

If you don’t feel like going out and spending your money you can check out what Capital One 360 will be offering for you to save.

You know I’ve been an Capital One 360 customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!

Take a look at this year’s “don’t miss” Capital One 360 Black Friday sale:

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10 Essential Tips For Shopping Black Friday And Cyber Monday – Don’t You Dare Dare Shop Without Reading This

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Can you believe how far into November it is already?!?

Know what that means?  Yeah, seeing family and overeating on Thanksgiving.  There’s that, sure.

Know what else?

Black Friday and Cyber Monday shopping deals!

These two days have turned into crazy whirlwinds of shopping and sales (actually the whole week is full of deals).  Do your homework and you can score some great deals that you might not find the rest of the year,

But if you aren’t careful these days can turn into a crazy hell that wastes your time and your money.

Here Are 10 Tips You Need to Read Before Shopping Black Friday and Cyber Monday:

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You Have Power In Your Wallet – Vote With Your Dollars: Change Businesses Based on Your Purchases

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After the recent governmental shut down, you may be feeling increasingly frustrated with our government. 

You may feel that you have no voice in politics and economic decisions.  Of course, you have the right to vote, but much of what the government does is largely out of your hands.

However, you can still take a stand and make your voice heard by voting with your dollars. 

Every day that you spend money, you’re making a choice and choosing one company over another, one product over another.

How you spend money is your voice, your vote.

Due to the economic law of supply and demand, if enough people show that they want better or different items, manufacturers will take notice.

For instance, “Making your next car a hybrid shows the automobile industry that you want more eco-friendly, fuel efficient vehicles, which in turn forces them to produce more.  Buying organic foods show that you care about our groundwater and the chemicals you are consuming.  Using reusable grocery bags demonstrates that you don’t want millions of plastic bags ending up in our oceans and landfills.  Buying products from corporations who are using methods to improve their environmental footprint helps their bottom line which shows their competition this is something important and forces everyone in their industry to raise the bar” (AG Beat).

How Are You Voting With Your Dollars?

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