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Three Lessons I Learned From High School Economics Class

While I was in my senior year of High School I was required to take economics.  In this class as part of our curriculum we did two interesting things:

1) We split into teams and competed against each other in computer simulations based on business. We had to figure out the price as well as budget for R&D, advertising, etc… It was a little like the old Lemonade Stand game (which I mastered in elementary school), if you remember that, but obviously more complex.  We then wrote a collective group paper detailing what worked for our group and why based on economic principles.

2) We also had our own class-based business for the term. Our class product was little graduation stuffed animals (it was our senior year after all).  We all invested a small amount and put the product together and sold it to classmates and family. Continue Reading

New Bank of America Debit Card Fee: Here’s What You Should Know

ATM

You aren’t a Bank of America customer and your bank doesn’t charge debit card fees so you can stop reading now, right?  Not so fast.  Everyone needs to know about the new Bank of America debit card fee because it may very well affect your account.

In order to make up for the new credit card regulations that cap the amount of fees a bank can collect from a merchant, Bank of America is charging a $5 fee to customers if they use their debit card to make purchases at a retailer but there’s more to it than that.  Let’s take a look… Continue Reading

The Hidden Cost of Credit Cards

People often debate the merits of one credit care versus another, as though certain cards have what even seems like a virtue at first glance! But is that really true?  Credit cards are something of a financial iceberg—the part you can see looks almost benign—and sometimes even pleasant–but the part you don’t see is where most of the costs are hiding.  And those hidden costs are buried in places we don’t often look.

Let’s take a look at the hidden cost of credit cards:

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Financial Blogger Conference 2011 – Meeting the PF Blogger World and More

Financial Blogger Conference

I woke up at the crack of dawn, if you can call stumbling out of bed, cursing the alarm waking up.  Strike that, it was about an hour before dawn.  At best I had four hours of sleep.  I had an hour to get up, shower, and finish putting my stuff together before I hopped a cab to catch my flight to the inaugural Financial Blogger Conference.  Sleep be damned, I was excited!

With complete coincidence, this article is publishing on what is my fourth anniversary, blogging with Free From Broke.  Four years is like, I don’t know what that’s like in blog years!  There was no iPhone or iPad when I started, that’s one thing.
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How to Prove Your Usefulness, Keep Your Job, and Maybe Even Get Ahead: Be Indispensable

One of the lessons many learned from the recent economic troubles is that almost no one is indispensable. You never know when your job could be on the chopping block.  You can, however, decrease the chance that you will be the one laid off when these decisions are made.  The key is showing that you are valuable — and possibly indispensable.

Here are some ways that by being indispensable you can prove your usefulness, keep your job, and maybe even get ahead:

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Cheap, Inexpensive, and Frugal Halloween Costume Buying Tips

chewbacca-and-yoda-costumes

Who dressed YOU?

Halloween is great fun! I remember how exciting it was going around town in my Halloween costume, getting candy from all of the neighbors.  I still get to enjoy that now through my kids!

Do you remember those old Halloween costumes? You know the ones that came in a box and it was made up of a thin plastic mask with eye holes that hurt and it was held onto your head with an elastic piece that usually didn’t last the night and the body of the costume was a plastic sack-like piece you climbed into which also didn’t make it through the night?  Those were great!  I remember one year I was Chewbacca and another I was Yoda ( I remember terrorizing my younger sister with those masks too; I was such a stinker!).  I’m sure I was Superman and Batman as well.
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Citi® Dividend World MasterCard® – $300 Cash Back | Review

Are you looking for a cash back card that can give you up to 5% back on your purchases?  CitiBank has a limited time offer on their Citi Dividend World MasterCard that can earn you $300 cash back in three months as well as 5% on rotating categories.  Let’s review the Citi Dividend World MasterCard and see what else is in store for you when you sign up.

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