It happens all the time. You think you covered gifts for everyone and without fail you find you need one more at the last minute. Or a person you didn’t expect got you something and you want to return the gesture. What to do? Do you try to run out to a store last minute, fighting traffic, in the hopes that the store is still open and has a gift to get?
Check Out The Plutus Awards

There’s a new awards site you should check out: The Plutus Awards, run by Flexo of Consumerism Commentary. Inspired by the Greek God of Wealth, this site looks to find the best in personal finance in 2009. There are two general awards groups: Products and Blogs.
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Popular Personal Finance Books Around Twitter

I wanted to list out some favorite personal finance books of mine then I thought it would be more fun to turn to Twitter and ask some friends what their favorite books are. I think it’s interesting to see what influences different people.
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Saving At The Supermarket Is FUN!

My Money Blog posted an article a few months ago talking about the theory of “price targeting”, where companies try to sell the same product to different people at different prices, hoping to come as close to an individuals’ target price as possible. In the use of price targeting, shoppers are generally broken down into three categories.
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Tax Tips For Parents

Having children is a wonderful experience that is priceless in so many ways! But do they cost you a lot! Fortunately there is some tax help for parents in the form of deductions and claims. Robert Meighan, vice president at Turbo Tax, has listed some great tax tips for parents:
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6 Tips to Avoid IRS Penalties, Interest and Filing Fees This Tax Season

With Federal and various State tax revenues in decline, the IRS and State tax collectors are not letting any taxpayer fall through the cracks.
In fact, if anything the IRS’s computerized Automated Collection System (ACS) is probably better than ever with all the funding the IRS has received from the Federal stimulus.
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Extended Home Buyer Tax Credit May Not Be Good For Existing Buyers
You may have heard that that First Time Home Buyer Tax Credit was extended until April 30th, 2010. In that extension a new group of home buyers were included – Existing Home Buyers! The credit is a maximum of $6,500.
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It’s Official First Time Home Buyer Tax Credit Extended Now For Existing Owners Too

President Obama made it official earlier today – He signed into law an extension of the First Time Home Buyer’s Tax Credit. The tax extension is part of a $24 billion bill signed into law, which hopes to provide incentive for new home buyers as well as existing home buyers to purchase new homes. The original tax credit, part of the American Recovery and Reinvestment Act, is set to expire November 30th.
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Senate Possibly Extending First Time Home Buyer Tax Credit

Did you want to use the first time home buyer tax credit but you couldn’t get it to work for you in time (it’s set to expire the end of November)? You may be in luck! Senate is considering extending the first time home buyer tax credit until Spring of next year. The current proposal would allow potential buyers to sign contracts up until April 30th and they would have to close within 60 days. The amount of the credit would still be $8,000. Income limits would also be raised from $75,000 to $125,000 for individuals and from $150,000 to $225,000 for couples. Above that the credit starts to phase out.
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52 Ways To Make Extra Money E-Book

You may have noticed that I’ve written a couple of articles recently on ways to make some extra money (cleaning homes, taking real estate photos). This is because my good friend at PT Money put together an incredible new e-book called 52 Ways to Make Extra Money…Revisited and my two articles are part of the 52 ways.
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