Do you shop Amazon? Are you taking college classes? If you answered yes two both then you may be eligible to sign up for Amazon Student!
During tough economic times, it’s easy to feel the pinch when you’re short on cash. Prices seem higher than ever and the paycheck doesn’t seem to cover as much as it once did. It’s during these times that you need to tighten the belt and lower your cost of living. However, tightening the old belt doesn’t necessarily have to mean that you can’t enjoy life. Here are ten easy ways to cut down on your cost of living:
SmartyPig is running a new contest called “Race out of Debt.” The winner will get $4,951. Why $4,951? Well, it seems that’s the average American’s credit card debt as of this Summer. Sound like a lot? It’s actually down 13% from last year! So to celebrate bringing our debt down, SmartyPig is going to make one contestant super happy.
Do you shop at Amazon? Do you have an American Express card that earns Membership Rewards points? Great news! Amazon now accepts AmEx Membership Rewards points as payment (for most items).
What is Asset Allocation?
Asset allocation is an investment strategy that is used to choose among various asset classes such as stocks, bonds, commodities, foreign currencies, real estate, annuities and life insurance, and high value collectibles including precious metals.
Asset allocation as a way of investing is an important part of a person’s financial planning process that primarily concerns the very relationship of an investment portfolio’s risk and return. Different asset classes offer different risks and returns as long as their performances are not perfectly correlated (if they go up and down in the same market conditions). Asset allocation reduces the volatility of investment results when not all investments in the portfolio rise and fall at the same time.