The cost of prescription medications is alarmingly high, as is the number of Americans who aren’t treating their condition because they can’t afford the medicine.
Whether you’re under-insured or uninsured, there are ways you can save money on prescription medication. You can even get the medicine for free, if you meet certain guidelines.
Here are five ways you can save on prescription medication:
Ask for samples
This is especially true if you have a short term illness or infection. Pharmaceutical companies give doctors lots of medicine to gain their recommendations, so chances are your doctor can hook you up with enough samples to get you through your illness.
According to the FDA, generic prescription drugs save Americans $8-$10 billion dollars per year. Walmart and Target each have extensive lists of generic medications for $4, and will give you this price even if your insurance charges you more. Ask your doctor if there’s a generic alternative whenever possible.
Use a prescription drug savings card
These are generally for people with no prescription insurance who meet a certain income limit and are not eligible for Medicare. These cards will also help you pay for any medication that your insurance will not cover. Your pharmacist should keep the card on file and scan it when your insurance is denied to get the discount. Major pharmaceutical companies are behind these programs. Great examples include Together Rx Access, AZ & Me from Astra Zeneca, and Your Rx Card.
Get it free
If you qualify, pharmaceutical companies have programs available to provide your medicine to you for free. You will need your doctor’s help for the paperwork, but patient assistance programs are set in place so that you do not have to live without your prescriptions. One great place to find a program that fits your needs is Partnership for Prescription Assistance. Another is Rx Assist. I highly recommend both of these sites because they not only supply you with programs for prescription medications, they supply you with a list of co-payment programs and free clinics as well as a few more savings cards. There is a wealth of information available that you cannot afford to miss.
Go to the grocery store
Some grocery store pharmacies, such as Publix, occasionally offer a two week supply of medication for free. See your local stored for details.
I hope you have learned that your prescription medications do not have to go unfilled. I used to think that, and would make one month of medication stretch at least two months before I would fill my prescription because it cost so much. Learn from my mistakes!
This is a guest article from Kristin of Making Cents Out of Life. If you enjoyed this article consider subscribing to Making Cents Out of Life’s RSS feed for more great content!