A Personal Finance Blog for Regular Folks
Do you fly with Southwest Airlines? Would you like a free flight and many other benefits as well (like earning points towards flights, points you can use for international travel, and not paying for your bags to fly, and more)?
Of course you would!
See how the Southwest Airlines Rapid Rewards® Plus Credit Card can work for you in this review.
Imagine working 40 years to fund a retirement that will last for 30; does it sound impossible? Not if you live in a perfect world—but this isn’t, so that’s why we’ll be talking about whether your investments cover 30 years of retirement here.
A 30 year retirement is becoming the reality for more people all the time. It happens when people retire at 62 or even 65, and then live into their 90s. This is happening for more people than ever and by all indications it will be even more common in the future.
Even if you don’t think you’ll live into your 90s, prudence dictates that you be prepared anyway. Healthier living and stunning medical advances are causing people to live far longer than they ever expected and the possibility that you’ll be one of them is increasing steadily.
Will you be ready for it financially?
[Read more…] about Will Your Investments Cover 30 Years of Retirement?
Occupy Wall Street has become something so un-American yet American all at the same time. Mass demonstrations happen frequently in countries around the world but here in America, not so much.
In America we protest on talk shows, twitter, facebook, and for those “radicals”, letter writing campaigns and maybe a demonstration with a dozen others in front of an abortion clinic or government building.
But 20,000 people with tents and kitchens camped out in a public park in front of the world’s financial capital?
Not in our back yard. OccupyWallStreet has taken off and now the movement is “occupying” cities all over the nation. This just doesn’t happen in America anymore.
[Read more…] about What is Occupy Wall Street and Should You Care?
While I was in my senior year of High School I was required to take economics. In this class as part of our curriculum we did two interesting things:
1) We split into teams and competed against each other in computer simulations based on business. We had to figure out the price as well as budget for R&D, advertising, etc… It was a little like the old Lemonade Stand game (which I mastered in elementary school), if you remember that, but obviously more complex. We then wrote a collective group paper detailing what worked for our group and why based on economic principles.
2) We also had our own class-based business for the term. Our class product was little graduation stuffed animals (it was our senior year after all). We all invested a small amount and put the product together and sold it to classmates and family. [Read more…] about Three Lessons I Learned From High School Economics Class
You aren’t a Bank of America customer and your bank doesn’t charge debit card fees so you can stop reading now, right? Not so fast. Everyone needs to know about the new Bank of America debit card fee because it may very well affect your account.
In order to make up for the new credit card regulations that cap the amount of fees a bank can collect from a merchant, Bank of America is charging a $5 fee to customers if they use their debit card to make purchases at a retailer but there’s more to it than that. Let’s take a look… [Read more…] about New Bank of America Debit Card Fee: Here’s What You Should Know
