A Personal Finance Blog for Regular Folks
In my Betterment review I talked about how they make investing easy for someone who wants to start investing but doesn’t know where to start. Now they are adding a cool incentive to their program:
In order to qualify for the bonus you need to make an initial deposit of $250 when you open your account.
[Read more…] about Betterment $25 Signup Bonus – Start Investing Smart and Simple
For many of us who are mortgage holders from time-to-time we find ourselves asking, “When is a good time to refinance my mortgage?” Hardly a day goes by without noticing many lenders advertising tempting deals to entice you to refinance your mortgage. That temptation to refinance can be huge because depending on your situation, refinancing your mortgage can be beneficial in areas such as reducing the interest rate, shortening or extending the mortgage loan, and even by getting some extra cash flow happening by lowering the monthly mortgage payments. A word to the wise though, refinancing must be done with great caution because not every situation can have the desired benefits.
[Read more…] about When is a Good Time to Consider Refinancing Your Mortgage?
When you think of a gold card the first thing that comes to mind is American Express®.
They are the one who put an exclusive card on the map.
I’m going to show you what makes the American Express(R) Premier Rewards Gold Card special.
First off, don’t make the mistake of thinking this is a credit card, it’s not.
This is a CHARGE card. That means that the purchases you make are expected to be paid off IN FULL when you get your statement. There are some exceptions but for the most part this is a card for people who will be able to pay everything off every month (you should really aim to do that anyway).
Being a charge card means there is no pre-set spending limit for the card. Not that you can go out and spend to your heart’s content though. Your purchasing power will adjust to your spending habits, your payment habits, your income, and other factors that American Express takes into account. [Read more…] about American Express® Premier Rewards Gold Card – Review
Capital One’s online checking account, 360 Checking (formally ING Direct’s Electric OrangeSM), is offering up a cool bonus to people who sign up for new accounts – a $50 bonus!
When you open up a new 360 Checking account and make at least 3 card purchases or Person2Person Payments within 45 days of opening your account, Capital One will give you a $50 bonus. You can click here to go right to the 360 Checking page.
You need to open the account through one of the banners/links in this article. If you open a 360 Checking account going directly to the 360 Checking site, you won’t be eligible. This is a special promotion you won’t see on the 360 Checking site. [Read more…] about Capital One 360 Checking Sign-Up Bonus
See, we’re having some work done our house. After a few estimates we settled on one contractor to do the work. He had a great plan and the price was good. All he needs is a check for a deposit so he can started ordering supplies and such.
No problem, right?
Ends up we ran out of checks. Major oops! We knew we were on the last book and had to re-order but I guess the bills overtook the checks and we ran down our checkbook quicker than we realized. So we have no checks.
I re-ordered checks of course, but it will take a little while for them to get here. The contractor is great and told us we can mail him a check as soon as we get a chance. But the sooner he gets a check the better. What to do?
Enter Capital One 360 Checking!
[Read more…] about Capital One 360 Checking Saves the Day – Sending Paper Checks
