A Personal Finance Blog for Regular Folks
In a previous article I talked about small steps to eat healthier.
Well, a study is out showing a possible link between certain pesticides and ADHD. The survey studied over 1,100 children between the ages of 8 and 15. Interviews with the parents determined which children had ADHD.
The findings then found that for those kids with the most frequent pesticide found in their urine samples, 20% had ADHD as opposed to 10% in kids with no trace amounts.
I’ve been studying the martial art, Aikido, for a little over a decade now.
Occasionally, after class, my Sensei will tell us “What you learned tonight is just a tiny drop in the bucket. In the grand scheme of this art tonight wasn’t much. But one day you’ll look at your bucket and see it’s filled up. What you are learning will start to accumulate and you’ll need a new, bigger bucket.”
When I started taking classes I felt like I would never “get” this art. But with persistence and patience it all started to take hold. I’m no longer the green student I was on that first day over a decade ago.
Now I’m a black belt.
My first bucket filled up but I have a new, bigger one to fill up now.
Credit cards get a bum rap sometimes.
Yes, they can charge high interest and have exorbitant fees, but if you pay your balance every month and on time you aren’t affected. For a vast number of people, cards cards are a great tool which comes with some nice benefits.
I think most people want to eat healthy.
But for many it’s too tough to start (especially eating healthy on a budget). We get into eating habits, that aren’t great, and its just too much to give them up and change our lifestyles.
So what do we do? We don’t bother; it’s too hard.
Does this help a person?
Nope. Does this sound like anything else we don’t take care of because its too hard? Yup, personal finance! So what’s the answer to eating healthy? Just like your personal finances, you can start with baby steps and move from there. Make small changes to your habits, little by little, and build up over time.
[Read more…] about Eating Healthy One Step At A Time
Maybe you know you need life insurance, but all you get is the policy through your employer because it seemed cheap. Maybe it is cheap, but is it adequate?
Since you’re thinking about life insurance anyway, you might as well make sure your family has the right amount of coverage. Insurance is all about displacing risks, so your fist job is to figure out why you need life insurance.
Seriously, let’s pretend I just asked the question, “why do you need life insurance, anyway?” What would you tell me? Write it down on a scratch piece of paper.
[Read more…] about How Much Life Insurance Should You Buy?
