A Personal Finance Blog for Regular Folks
How can you teach a three year old to budget when they don’t understand money?
My husband and I paid off $70,000 in debt and have changed our beliefs from accumulating stuff to accumulating life experiences. We wanted to teach our son some of the lessons we’ve learned.
As a mom, I have been trying to figure out how to teach my son about money, and find a system to reward him that doesn’t involve sugar or toys.
[Read more…] about How to Teach Your Young Children How to Budget
Having excellent credit scores has helped my wife and I save in many ways over the years. We didn’t always have great credit scores. Both my wife and I had our periods of credit card debt. Along with that came the occasional late payment and the regular stealing from Peter to pay Paul lifestyle. But we both wised up and, over time, eliminated our credit card debts. With that came better and better credit scores. We’ve discovered that having a good, or great, credit score has its benefits.
[Read more…] about How An Excellent Credit Score Has Helped Us Save Money
What is the first thing that pops into your head when I say the word frugal?
Do you see an image of grumpy, old Ebenezer Scrooge sitting alone at his desk counting his money? Or perhaps you imagine yourself shivering in the dark, afraid of wasting money on heat or electricity?
If that’s what you think frugality is like you’re way off!
[Read more…] about Frugality Doesn’t Mean You Have To Deprive Yourself
Did you wait until the last minute? Did April 15th creep up on you too quickly? Don’t sit there waiting, get working on completing and filing your taxes!
You have until midnight, April 15th, to have physical tax forms postmarked before they are late. Of course you need to make sure you get to the post office in time, and trust me, there will be lines!
[Read more…] about Its April 15-Get Your Taxes In! And Tax Day Deals
As someone with a bunch of regular expenses, I know that they add up. I also know that you’d have to pry my laptop from my cold, dead fingers before I’d voluntarily give up the internet. In my husband’s case, cable is a necessity. How do you choose between one recurring expense and another? Prioritize.
[Read more…] about Recurring Expenses Will Kill Your Budget-Choose Wisely
