This is a guest post by Jeff Rose. Jeff Rose is an Illinois Certified Financial Planner and co-founder of Alliance Investment Planning Group. He is also the author of Good Financial Cents, a financial planning and investment blog and he is currently working on his first book entitled Soldier of Finance. You can see more about his mission at the same titled blog Soldier of Finance.com.
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A Better and Less Risky Way to Invest in Stocks
Stocks provide great returns. There’s really only one thing wrong with this investment class. It’s the risk! Lots of middle-class people feel that they must invest in stocks to have any realistic hope of attaining a good retirement but live in fear of the stock crashes that can wipe out the accumulated savings of a lifetime in a few years. If only there were a better way!
There is.
Like all of the most powerful ideas, the new way of stock investing that I will describe here is rooted in something so simple that it will amaze you that you and thousands of others did not think of it before. Please don’t let that sway you. This checks out. I’ve been studying the new approach (Valuation-Informed Indexing) for nine years and I have put it before tens of thousands of people, both experts in the field and regular people. None has yet identified a significant flaw.
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Five Ways to Invest Without Buying Stocks
From 2001-2006 I lost over a quarter million dollars trading stocks, options and currencies.
I was pretty much the dumbest 20-something ever.
Fast forward to today, and I’ve dug myself out of a pretty darn big debt hole, recently got married, and have even begun investing again.
Just not in stocks.
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What To Do With Your Money In Your 20s, 30s, And 40s – Ideas From Generation Earn
Most of us don’t move through life in pre-determined stages, but there are still some generalizations we can make about money and age. These ideas for what to do with your money in your 20s, 30s, and 40s come from my new book, Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back, which was just published by Ten Speed Press.
In your 20’s:
Invest in your career. Your career is the one place where it makes sense to splurge. This might mean investing in the services of a career coach, or taking a leadership development class. It could mean something as seemingly superficial as working with a personal shopper to make sure your wardrobe helps you look and feel good at work. Or perhaps purchasing some guide books about your chosen field. Investing in your career now, when you have time, can pay off hugely later.
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Did You Opt-In For Overdraft Protection? Tips For Avoiding The Overdraft Fees
As of August 15th 2010, banks are no longer allowed to automatically enroll customers into overdraft protection plans for their checking accounts, according to the Federal Reserve’s new regulations. This means you have to “opt-in” or agree to overdraft protection or else your debit card will be declined when you’ve overspent.
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