A Personal Finance Blog for Regular Folks
Attending a college without paying any tuition sounds too good to be true, but it is not.
There are a handful of colleges that are tuition-free, but as you can guess, they are extremely competitive to get into. If you would like to send your child to a tuition-free school, the early high school years are not too early to begin to prepare to apply for these schools.
[Read more…] about Save on College Costs by Attending a College with Free Tuition
Auto insurance is a necessary expense, but one that we often spend too much for.
Many people seem to be much more likely to look for ways to save on groceries by clipping coupons or to save on gas by driving around town trying to find the lowest per gallon price rather than looking at their auto insurance. Often people choose their auto insurer, pay their premium every six months, and don’t think about it further.
Yet why pay more than you have to?
There are plenty of ways to trim your costs and save money on car insurance.
[Read more…] about How to Save Money on Auto Insurance – Easy Ways to Save Money
I live in the suburbs of Chicago, and recently, after 11 years in the same apartment building, my husband and I re-entered the renter’s market.
When we first began renting at our last apartment, the two bedroom apartment was a bit too big for us. Three kids later, we were bursting at the seams.
However, we were shocked to see that 3 bedroom apartments in our location rent for $1,300 to $1,800 a month. Houses can rent for as much as $2,500 to $2,800 a month.
[Read more…] about Don’t Underestimate the Cost of Living When Deciding Where to Live
In this market, many new renters are freely negotiating with prospective landlords on the price of rent and having success.
However, what if you are currently locked into a lease and don’t really want to move?
If you have been in your apartment for several years, before the downturn of the housing market, you may be paying up to a couple hundred dollars more than new tenants.
Luckily, there are still ways you can negotiate a lower rent payment.
[Read more…] about How to Negotiate Lower Rent in Your Current Apartment
The uncertainty in the housing market along with more stringent lending standards is driving more people to rent rather than buy.
Even though there may be more people in the renting market in addition to the usual renting population, there are also more people turning the homes they own into rental units rather than having their home languish on the market for months or years.
This means that the rental market, like the housing market, is currently a renter’s market.
[Read more…] about How to Get a Bargain When Apartment Hunting
