You know that your consumer profile is used by financial services providers to make a number of decisions about you. Before I could get satellite TV service, I had to submit to a credit check. Employers increasingly want a peek at your credit report, and insurers often use your credit as one of the criteria in determining your premiums. But your credit history isn’t the only thing that others are interested in. Consumer behavior — and how to protect against risks — is becoming a major concern of many financial services companies. Which is why banks are increasing their efforts to learn more about you. [Read more…] about Are Banks Ratcheting Up Their Profiling Efforts?
Bank
What’s in Your Pocket? ING Direct! Capital One to Buy ING Direct USA Online Banking Division
ING Groep NV (NYSE:ING), the Dutch parent company of ING Direct USA, has agreed to sell its online bank to Capital One Financial Corp. (NYSE:COF)
The sale will be for $9 billion in cash and stock. This move helps Capital One move up from the 8th largest bank in the U.S., based on deposits, to the 5th largest depository bank. Capital One also becomes the largest direct bank with the acquisition.
Why sell ING Direct?
ING Direct is a successful division and a pioneer in online banking – why sell it? Back in 2008 ING Groep NV received a 10 billion Euro bailout from the Dutch government. As part of that loan, ING Groep NV is required to restructure and divest itself of ING Direct USA.
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ShareBuilder Now ING DIRECT Investing, a Redesigned Site, and a Bonus!
ShareBuilder has undergone a facelift!
Not only has their parent company, ING DIRECT, redesigned the site to make it easier to use, they have also renamed it – ING DIRECT Investing.
It’s still the same awesome site it’s been when it was created over 10 years ago. Their goal has remained the same: Bring Wall Street to Main Street.
I think they have succeeded. They make it easy for the average investor to invest in the market.
So why a redesign and rebrand?
[Read more…] about ShareBuilder Now ING DIRECT Investing, a Redesigned Site, and a Bonus!
Capital One 360 Checking Sign-Up Bonus
Capital One’s online checking account, 360 Checking (formally ING Direct’s Electric OrangeSM), is offering up a cool bonus to people who sign up for new accounts – a $50 bonus!
Note: This promotion is no longer valid.
When you open up a new 360 Checking account and make at least 3 card purchases or Person2Person Payments within 45 days of opening your account, Capital One will give you a $50 bonus. You can click here to go right to the 360 Checking page.
You need to open the account through one of the banners/links in this article. If you open a 360 Checking account going directly to the 360 Checking site, you won’t be eligible. This is a special promotion you won’t see on the 360 Checking site. [Read more…] about Capital One 360 Checking Sign-Up Bonus
Capital One 360 Checking Saves the Day – Sending Paper Checks
Capital One 360 Checking online checking came through for us and I want to tell you about it.
See, we’re having some work done our house. After a few estimates we settled on one contractor to do the work. He had a great plan and the price was good. All he needs is a check for a deposit so he can started ordering supplies and such.
No problem, right?
Ends up we ran out of checks. Major oops! We knew we were on the last book and had to re-order but I guess the bills overtook the checks and we ran down our checkbook quicker than we realized. So we have no checks.
I re-ordered checks of course, but it will take a little while for them to get here. The contractor is great and told us we can mail him a check as soon as we get a chance. But the sooner he gets a check the better. What to do?
Enter Capital One 360 Checking!
[Read more…] about Capital One 360 Checking Saves the Day – Sending Paper Checks
