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How to Make More Money: Stop Watching TV!

Published or updated December 6, 2012 by Glen Craig

If you are like most people, you probably have a desire or a strong need to generate more income but you just don’t know where to start or how you will find the time in with juggling all of your responsibilities. 

The question is always “how to make more money?”

You need to ask yourself,  what are you spending time on?

Have you seriously thought about it?

One of the biggest time killers is that black box that sits in your living room, bedroom, kitchen or den.  Know what I am referring to?  Yep, it’s your super sleek, shiny big flat screen TV!  You are proud of your big black box, you carefully wipe it down with all the rest of your possessions, and it may even be the “ooh and  ahh” focal point of your home when entertaining.  Heck, you probably spent a pretty penny on it, so why not get your money’s worth out of it right?

And you know what – there is nothing wrong with it.

The question you may need to ask yourself is this: how many hours a day do you find yourself zoning out in front of the television?  Is it only a couple of hours, or is it several hours in a day?  Do you use your television as a way to escape the things that aren’t working for you in your life?

If you do, you are not alone.  Most people nowadays use the television as a way to entertain themselves, as a babysitter, and as a way to escape from life’s problems.
[Read more…] about How to Make More Money: Stop Watching TV!

Filed Under: Money Tagged With: Make Money

8 Road Trip Money Saving Tips

Published or updated May 24, 2013 by Miranda

road trip

I like a good staycation as much as the next person, but sometimes what I really want is a good, old-fashioned road trip.

Getting out on the open road, heading for adventure, is one of my favorite ways to travel.  I rarely get tired of seeing new places and things.  However, a road trip can get expensive.  With planning, though, you can save some money on your next road trip.

Here are 8 road trip money saving tips to help you get the most for your road trip dollar:

[Read more…] about 8 Road Trip Money Saving Tips

Filed Under: Money, Saving Tagged With: road trip

Half of Americans are “Financially Fragile” – How Not to be One of Them

Published or updated December 6, 2012 by Glen Craig

A disturbing article from the Wall Street Journal reports that Nearly Half of Americans Are ‘Financially Fragile’, which is defined in the article as households who “definitely or probably couldn’t come up with $2,000 in 30 days.”

The $2,000 figure was chosen because it’s roughly the cost of “an unanticipated major car repair, a large co-payment on a medical expense, legal expenses, or a home repair”—in other words, expenses that are hardly out of the question for a typical household.

According to the article 46.5% of all respondents are living very close to the financial edge—in other words, nearly half of America.  And it’s one of the worst rates in the world—in Italy for example, the rate is only 20%.  But it gets even worse; an additional 25.1% of U.S. respondents answered that they were “probably able” to come up with $2,000—meaning that they aren’t entirely sure.

That’s a sad state of affairs no matter how you interpret it.

How should we respond to this information? By making certain we don’t fall into the same category! [Read more…] about Half of Americans are “Financially Fragile” – How Not to be One of Them

Filed Under: Debt, Money, Personal Finance Tagged With: Emergency Savings

Home Businesses You Can Start in Your Underwear

Published or updated March 28, 2013 by Miranda

You can start a business in your underwear these days

We are at a unique place in business history.  The recent recession forced many people to get creative about how they make money, and technology has provided the means for many entrepreneurs to start businesses from home.  The good news is that today’s online economy is providing plenty of opportunities for almost anyone to work from home — starting businesses in their homes without worry about a dress code.  I know this first hand; my first couple of hours of work take place in my pajamas.  The only reason I get dressed as early as I do is because I need to leave the house to take my son to school.

If you are interested in starting a business out of your home, here are a few things you can try, no matter how you dress:

[Read more…] about Home Businesses You Can Start in Your Underwear

Filed Under: Business, Money Tagged With: business, home business, Income, Money, work from home

When Should You Borrow Using P2P Lending?

Published or updated May 8, 2013 by Miranda

Peer to peer (P2P) lending has been gaining in popularity — especially since the recession began. Part of the reason for this is due to the difficulty associated with getting loans from banks.  Another issue is that traditional banks, in some cases, charge higher interest rates.  If you are looking for a way to get a loan, in some circumstances it might make sense to turn to P2P lending.

Consolidate Debt

[Read more…] about When Should You Borrow Using P2P Lending?

Filed Under: Debt, Money Tagged With: peer to peer lending

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A Little About Me

Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

My goal is to make personal finance easy for you.

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