As someone with a bunch of regular expenses, I know that they add up. I also know that you’d have to pry my laptop from my cold, dead fingers before I’d voluntarily give up the internet. In my husband’s case, cable is a necessity. How do you choose between one recurring expense and another? Prioritize.
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Money
Costs In Buying A Home Besides Your Mortgage
“What are these home costs?!?” you scream to yourself as you start your life in your new home. You went through your budget with a fine tooth comb, making sure you could afford the mortgage payments. You negotiated the house price and got a good interest rate on the mortgage. You know what your local taxes will be and you home insurance costs. You thought you were set. Then the OTHER costs rear their heads. You quickly realize that owning a home isn’t all about being able to pay the mortgage.
There are a number of other costs you need to consider before you buy a house:
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The Government Thanks You For Your Taxes
On behalf of the government I’d like to thank you for your generous taxes.
Thank you for paying too much in taxes every paycheck. We love the interest free loan! We’re trillions in debt and every bit helps. When we borrow from other countries by selling Treasuries we have to offer them interest for the loan. Can you imagine what the interest on trillions in loans comes out to?!? But by not adjusting your W-4’s you help to keep the United States afloat, if only a little bit.
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Make More Money and Live Your Passion: Become a Cre8tor
Your financial life has a certain trajectory—similar to a train on a track.
There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on.
What if the traditional methods of working hard, cutting expenses, and saving don’t work for you?
Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. The guy living in the mansion overlooking the ocean didn’t buy that house by clipping coupons, and the chick passing you in a $400,000 Maybach didn’t get that way by eliminating her morning latte.
For most of us, the gap between where we are and where want to be is so wide that we’ll never be able to close it by following traditional financial advice.
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Make Extra Money Taking Real Estate Photos
We recently closed on the sale of our home. Selling a home is a tricky process. So many factors go into presenting your home to prospective buyers: Price, listings, open houses, dressing your home, getting the best real estate brokers, where the market is…I can go on! One aspect you can control is how your place is presented to buyers. One thing we noticed is many people don’t have good pictures of their homes online in their listings. I’m talking bad picture angles, terrible lighting, pictures of clutter, old dates showing on the pictures, blurry shots, you name it. And why? Many don’t understand the importance of dressing their home for sale and putting their best image out their to attract buyers.
Enter taking real estate photos!
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