A Personal Finance Blog for Regular Folks
I had never heard of Motif Investing when Glen asked me to take a look at them and write up a Motif Investing review. Having done so I’m really glad I’ve been made aware of this investment firm.
This is one of the most unique value propositions I’ve heard of for retail investors in quite some time. If you ever plan to invest for your future retirement I think looking at Motif is a good idea.
When you start a business, you don’t often think about the accounting aspects. You just want to see the money start rolling in.
However, you need to be on top of your accounting if you want to keep up with your taxes (or at least not make them difficult).
One of the ways that you can stay on top of things is to use some sort of accounting software or application. As I started looking, I considered a number of options. While I eventually just settled on using Quicken (although now I’m using MoneyDance) to keep track of my business income and expenses, I did look into other options.
One of these was Outright.com small business accounting.
[Read more…] about Review: Outright Online Accounting Software
Looking for a new checking account with low fees and great customer service?
Take a serious look at USAA Free Checking.
USAA stands for United Services Automobile Association. The firm was started in 1922 by 25 service members that came together to insure each other’s vehicles. It is a financial services company with our nation’s military and military families at its core. The firm has grown to serve more than 8 million members and offers a wide variety of banking and insurance products.
Being able to use USAA’s financial services is only available to the select few who have either served in the military or their family members. This keeps the company focused on its mission and enables them to offer unique products.
If you qualify, you should definitely consider using them for your banking and insurance needs.
That said, certain products, like checking and savings, are available to everyone. And that’s great news for you!
[Read more…] about USAA Free Checking Review – No Fees and Lots of Convenience
If you’re tired of your bank hitting you with fees for nearly everything you do, then paying you a microscopic amount of interest to keep your money on deposit with them, you may have a viable alternative.
EverBank is an alternative to traditional banks if you’re looking to avoid excessive fees while also earning above average interest rates.
EverBank is an “online bank”, which is to say that you can conduct all of your banking online without ever having the need to go into the bank itself.
It’s based in Jacksonville, Florida, has well over $13 billion in assets, and has been around since 1961 though obviously not in its online form.
The bank offers 24/7 customer service (by phone), and since it is a bank, your depository assets are covered under FDIC for up to $250,000.
As part of its online model, you can deposit checks from your home computer—all you need to do is add the deposit information into your account online, endorse and scan both sides of the check, and your funds will be available the next business day.
[Read more…] about EverBank Online Yield Pledge Checking and Money Market Review
Are you looking for a better checking account, but aren’t sure what to think of online checking?
Let’s look at Ally Bank and see whether or not you can trust an online checking account for your daily money needs.
You are probably used to going to a brick and mortar bank to purchase checks, make deposits, and use the ATM.
With the growth of online finance you can now enjoy the benefits of a checking account with the low cost perks of banking with a firm that doesn’t have the overhead of thousands of physical branch locations. This low cost profile allows online banks to offer lower fees and better deposit interest rates to their customers.
The normal features to expect from online checking include:
Ally Bank offers all of the standard features customers come to expect from online checking accounts. But what makes Ally different? [Read more…] about Ally Bank Online Checking Account Review
