With health costs rising, and with frustration over ever-higher health insurance premiums, it is little surprise that many are looking for alternatives to the types of health insurance plans we are used to. In an effort to provide more options for paying for health care, the Health Savings Account was signed into law in 2003 as part of the Medicare Prescription Drug, Improvement, and Modernization Act. It provides a way for consumers to set aside money for medical expenses, and provides a way for that money to grow tax free in an account that bears a striking resemblance to an IRA.
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Saving
Comparing TV Services With BillShrink
Sadly, BillShrink shut down their services on July 31,2013.
Do you wonder if your TV provider (Cable, Satellite, Fiber-Optic) is giving you the best deal possible?
BillShrink has just introduced a service that will compare TV packages in your area based on your preferences and tell you the best television service deal that’s out there.
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It’s A Drop In The Bucket
I’ve been studying the martial art, Aikido, for a little over a decade now.
Occasionally, after class, my Sensei will tell us “What you learned tonight is just a tiny drop in the bucket. In the grand scheme of this art tonight wasn’t much. But one day you’ll look at your bucket and see it’s filled up. What you are learning will start to accumulate and you’ll need a new, bigger bucket.”
When I started taking classes I felt like I would never “get” this art. But with persistence and patience it all started to take hold. I’m no longer the green student I was on that first day over a decade ago.
Now I’m a black belt.
My first bucket filled up but I have a new, bigger one to fill up now.
How An Excellent Credit Score Has Helped Us Save Money
Having excellent credit scores has helped my wife and I save in many ways over the years. We didn’t always have great credit scores. Both my wife and I had our periods of credit card debt. Along with that came the occasional late payment and the regular stealing from Peter to pay Paul lifestyle. But we both wised up and, over time, eliminated our credit card debts. With that came better and better credit scores. We’ve discovered that having a good, or great, credit score has its benefits.
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What is a Certificate of Deposit (CD)?
In today’s difficult economy, it is more important than ever to pay attention to the little details of personal finances.
Money kept in a typical savings accounts will earn very little interest, with many banks today paying as little as one tenth of one percent.
A certificate of deposit (CD) is one alternative that pays a better interest rate than a passbook savings account.
