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Work from Home? Why You Should Consider Child Care

Published or updated August 15, 2014 by Miranda 4 Comments

When I first started working from home, my son (who is now in elementary school) was three. One of the most common questions I fielded was this: How do you get work done with a child at home?  The answer: I send him to the sitter.

People are often shocked to learn that my son went to the sitter, and later to preschool, when I am a work from home parent.  After all, isn’t one of the reasons some of us work from home is to avoid sending the kids to the sitter?  This is only partially true.  I like working from home because it provides me with flexibility, and, of course, because I can spend more time with my son.  But that doesn’t mean that I keep my son home all the time.  Indeed, having my son in child care has helped me be more productive, as well as provide the opportunity for more quality time with my son.

Here’s why you might consider child care when you work from home: [Read more…] about Work from Home? Why You Should Consider Child Care

Filed Under: Business, Kids Tagged With: home business, home office, Income, Money, stay at home, work from home

Investing: Why Boring is Good

Published or updated December 4, 2012 by Miranda

In many ways, we are conditioned to believe that anything boring is undesirable. However, in some cases, “boring” can be a good thing.  I like to think that investing is one of those things that can be better when it’s boring, rather than exciting.  I consider myself a rather boring investor, focusing mainly on index funds and dividend aristocrats.  Here’s why when it comes to investing, why boring is good: [Read more…] about Investing: Why Boring is Good

Filed Under: Investing Tagged With: dividend stocks, index funds, Investing, Money, stock trading, transaction fees

Are Banks Ratcheting Up Their Profiling Efforts?

Published or updated December 6, 2012 by Miranda

You know that your consumer profile is used by financial services providers to make a number of decisions about you. Before I could get satellite TV service, I had to submit to a credit check.  Employers increasingly want a peek at your credit report, and insurers often use your credit as one of the criteria in determining your premiums.  But your credit history isn’t the only thing that others are interested in.  Consumer behavior — and how to protect against risks — is becoming a major concern of many financial services companies. Which is why banks are increasing their efforts to learn more about you. [Read more…] about Are Banks Ratcheting Up Their Profiling Efforts?

Filed Under: Bank, Credit score Tagged With: banking, ChexSystems, consumer profile, Finances, Money

Home Businesses You Can Start in Your Underwear

Published or updated March 28, 2013 by Miranda

You can start a business in your underwear these days

We are at a unique place in business history.  The recent recession forced many people to get creative about how they make money, and technology has provided the means for many entrepreneurs to start businesses from home.  The good news is that today’s online economy is providing plenty of opportunities for almost anyone to work from home — starting businesses in their homes without worry about a dress code.  I know this first hand; my first couple of hours of work take place in my pajamas.  The only reason I get dressed as early as I do is because I need to leave the house to take my son to school.

If you are interested in starting a business out of your home, here are a few things you can try, no matter how you dress:

[Read more…] about Home Businesses You Can Start in Your Underwear

Filed Under: Business, Money Tagged With: business, home business, Income, Money, work from home

What Are You Doing with Your Payroll Tax Cut?

Published or updated December 8, 2012 by Miranda

At the end of last year, Congress hurried through a tax package.

One of the credits that was allowed to expire was the Making Work Pay tax credit.  However, our representatives replaced the Making Work Pay tax credit with a reduction in the payroll tax paid by employees. This means that you should be seeing a paycheck that is a little bit bigger.

Our leaders, of course, want you to go out and spend that money, pumping it back into the economy.  The whole point of tax cuts is to encourage you to spend so that we can keep the economy, which relies a great deal on consumer spending, moving in a direction of positive growth.  However tempting it might be to spend that extra money, though, it is a good idea to consider how that money can help you down the road.
[Read more…] about What Are You Doing with Your Payroll Tax Cut?

Filed Under: Personal Finance, Taxes Tagged With: Debt, Money, payroll tax, Retirement, tax cut

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Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

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