Black Friday isn’t just for retail stores.
ING Direct/Capital One 360 (Capital One 360 is their new name come February) is offering up their annual Black Friday specials this year from November 23rd through November 25th.
If you don’t feel like going out and spending your money you can check out what ING Direct will be offering for you to save.
You know I’ve been an ING Direct customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!
Take a look at this year’s “don’t miss” ING Direct Black Friday deals:
Electric Orange Checking $125 Bonus
When you open up an Electric Orange account and make a combined 10 purchases using your debit card (either signature or pin-based) or using CheckMate(SM) Deposits within 45 days you will get a $125 bonus.
On day 50 after opening your account your bonus will show up.
We opened our Electric Orange account a couple of years ago through their Black Friday promotion.
It’s a great account that offers free ATMs at over 35,000 locations (more in my area than my brick and mortar bank), there are no monthly fees, and no overdraft fees. Your balances will even earn interest.
The Electric Orange account also offers up great features like having them mail out checks for you. If you feel more comfortable with physical checks to write on your own then you can get a checkbook from them as well.
Earn 1% on Purchases with Electric Orange
So you’re awesome and already have an Electric Orange Account? Well you get to earn 1% cash back on all eligible purchases you make with your card this weekend. Your purchase must post to your account November 23rd through November 25th to be eligible. Your bonus will hit your account by November 30th.
Refer 2 Friends and Earn $100
Help 2 friends open up an Orange Savings Account(SM) between November 23rd and December 15th and you earn a $100 bonus in your account (you get your $10 referral fee for each account when your friends open them and get an additional $80 deposited to your account by December 31st).
And your friends each get a $25 bonus as well so it’s win-win for everyone.
Your friends need to use your referral link you send them from your account and they have to open up their accounts with at least $250.
It goes without saying, but I’ll say it anyway, that you have to already have an Orange Savings or an Electric Orange account to refer your friends.
Start Your Kids Savings with a $10 Bonus
Open up a Kids Savings Account between November 23rd and November 25th and you get a $10 bonus for their account. (Only catch is either you or your child must be a new customer).
You $10 bonus starts earning interest immediately and is available for withdrawal after 30 day (though by all means you can keep it there).
The kids savings account is great to show kids the value of putting money away. And their savings will earn interest as well. Kids get their own access to the account to check their balance and keep up with what is in there.
But to take money out the adult attached to the account has to help. When the child turns 18 the account turns into a regular Orange Savings account that is all theirs.
Open a ShareBuilder Account and Earn a $125 Bonus
Open up a new ShareBuilder account (this is Capital One’s/ING USA’s investing arm) between November 23rd and November 26th and make two (2) real-time trades by December 31st and you earn a $125 bonus.
How’s that for a fast return on your investment?
Make sure you use the promo code: 2012BLACKFRI
There’s no minimum needed to open the account and you can invest any amount in the trades you make for the bonus. You bonus will appear in your account 4-6 weeks after your second trade.
We have have a ShareBuilder account for our investing.
What I love about them is the fact that you can buy partial shares when you use the Automatic Investment Plan. This is awesome for those who want to invest but only have small amounts to put towards it right now.
It’s also super easy and quick to transfer money from your Orange Savings or Electric Orange checking in order to fund an investment buy.
Open a new ShareBuilder investing account.
Roll Over an Old 401(k) and Get Up to $360
Do you have an old 401(k) sitting in an old employer’s account? Take control of your old 401(k) and transfer it into a ShareBuilder IRA and get up to $360.
There are three (3) tiers for the bonus:
- Earn $360 when you roll over/transfer $50,000+
- Earn $260 when you roll over/transfer $25,000+
- Earn $160 when you roll over/transfer $10,000+
You can either open up a new IRA or if you already have a ShareBuilder IRA, you can transfer the 401(k) there.
Here’s how you do it – Open a new account between November 23rd and November 25th and use promo code BF12RET360A. If you already have a ShareBuilder IRA then go into Profiles and Settings in yoru account and add promo code BF12RET360B.
Roll over or transfer your old IRA by January 31, 2013 (the assets must hit your ShareBuilder account by then). Your bonus will be added by February 15th.
Finally
I have savings, checking, and and investment account through ING, now Capital One. I have always been happy with their services and I love their account.
If you have been looking for a new savings, checking, or investment account then don’t miss out on these great bonuses.
Black Friday is all about buying stuff at a great price. With ING Direct you get to save and earn more on your money with great deals.
The checking is cool if for no other reason that it provides emergency ATM access to your ING savings
.-= Evan´s last blog ..When Calculating Life Insurance You Are Replacing Two Incomes! =-.
Hmm, that’s a great point!
Hopefully ING’s promotions will entice people to keep their money in savings instead of going out and spending it on stuff they don’t need. I’m always amazed how knocking 20% off an item will make it sell like hotcakes to people that don’t need it just because it’s Black Friday.
I’ve been guilty of the whole “it’s on sale I need to buy it” mentality. But I’m getting better! I’ll be checking out what ING Direct has to offer. It’s smart of them to help people save rather than spend.
That’s great to hear. Instead of just saving money on the items you buy, people can also save extra money also in their checking and savings.
Nice, I saw the email from them this morning about black friday sales and thought, what in the world could they be up to. I will be checking out what they have to offer.
Wow! It seems luring offer. Today is 26th and i also want to open Money Account want get $32.
Saw their email a few days ago. It’s good for them to promote saving rather than spending. Hopefully, everyone realizes that an item on sale doesn’t mean they have to buy it right there and then.