A Personal Finance Blog for Regular Folks
Chase’s program — Ultimate Rewards — is back this year to offer up holiday promotions and provide value and and extra rewards to their customers.
From the beginning of November through the end of the year, card holders of Chase’s Chase Freedom®, Chase Sapphire(SM), and Chase Ink cards (those with Ultimate Rewards) will be eligible for the holiday promotions.
Black Friday isn’t just for retail stores.
Capital One 360 is offering up their annual Black Friday specials this year from November 29th through December 2nd.
If you don’t feel like going out and spending your money you can check out what Capital One 360 will be offering for you to save.
You know I’ve been an Capital One 360 customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!
You want a better, more fulfilling career, right?
For some people that’s a whole lot more like a new job, better pay, appreciation… you get the picture.
For others they just want to make sure they are giving their job everything they can so they can be the best at what they do. And by job I don’t mean you have to be working for someone else, this could very well be your own business. (Though really, you are always working for someone else – the customer).
Who doesn’t want more in their career then, right?
But how do you get it? Not by sitting back and hoping it just happens. And let’s face the grim truth — if you aren’t getting better at what you do there’s someone out there that is. You have to always keep learning. Excelsior!
You need to up your game.
Go out and learn what you can about your field. Improve those skills that will help you do your job better.
Develop yourself professionally.
This can mean a lot of things. Maybe you take an advanced class in Excel. Perhaps you join Toastmasters so you can do better presentations. It could mean poring through the latest periodicals in your field.
Another option is attending professional conferences. This is what I did Oct. 17-20.
[Read more…] about My Adventures At FinCon ’13 – Upping Your Game Through Professional Development
Don’t you hate it when you look at your checking account and see less money there because of fees you were charged?
And isn’t it annoying when you look at the requirements of checking accounts of many traditional/brick and mortar banks? (Are you checking the requirements? Gotta ask.)
They say they have free checking but you have to fulfill a maze of requirements: have a direct deposit with them, have an account balance of at least X for the month, stay under Y transactions… It’s hard to keep up!
So what options are out there? Free online checking accounts!
As technology and the internet have grown, companies have stepped up and recreated the wheel, so to speak. A number of banks have introduced free online checking accounts that are easy to use and full of features.
And because these companies are online and don’t have to manage physical bank locations, they can offer their customers more benefits such as higher interest rates, cash back rewards, and free services like bill pay – all nice bonuses in addition to a free online checking account.
Are you not with me yet? Fine. Understand that there are many checking accounts out there that are chock full of serpentine fees just waiting to suck your hard-earned money out.
[Read more…] about All About Free Online Checking Accounts – Why Pay More Fees Than You Have To
While most people know how important it is to have homeowner’s insurance, many never stop to consider whether renters also need to protect themselves. (Quick hint: They do!)
Many tenants assume that they don’t need renter’s insurance because any hazards will be covered by their landlord’s insurance—after all, they’re the ones who own the property, right?
Nope.
The landlord’s insurance will cover only what the landlord owns, and that will be limited to the land and the physical structures on it. Anything inside the building that you own will be excluded by the landlord’s insurance company.
Somewhere in the stack of papers that you signed along with your lease, you would probably find something that says that it’s your responsibility to insure your property, but you either didn’t know or didn’t want to spend the money.
But guess what, you need to have renter’s insurance.
[Read more…] about What is Renter’s Insurance and Why You Need It
