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Glen Craig

Six Essential Health Care Open Enrollment Tips

Published or updated October 16, 2012 by Glen Craig

Fall is here and that means beautiful foliage, football, apple cider and open enrollment forms.

If you have a full time career where health care is provided, each year you are likely given a stack of forms that include the option to change your health care options.

Much like your 401(k), many of these forms come with a memo from your human resources department telling you what to check, where to sign, and some charts that you may not understand.

Of course, not all open enrollment packets are the same but let’s look at some essential health care open enrollment tips to remember. [Read more…] about Six Essential Health Care Open Enrollment Tips

Filed Under: Insurance

What is QE3 (Quantitative Easing) and How Does it Affect You?

Published or updated November 17, 2012 by Glen Craig

Last month Federal Reserve Chairman Ben Bernanke announced the roll out of QE3—the third installment of a plan to intervene more directly into the financial sector of the U.S. economy.

We hear and read a lot about it in the media and on the web, but how much does it affect us?

As individuals, very little; but collectively, the effect is more substantial.

What is QE (quantitative easing)?

[Read more…] about What is QE3 (Quantitative Easing) and How Does it Affect You?

Filed Under: Economy Tagged With: quantitative easing

SimplyCash® Business Card From American Express Earns Your Business Real Cash – Right Away

Published or updated March 2, 2014 by Glen Craig

SimplyCash Business Card from American Express OPEN

The SimplyCash® Business Card from American Express is the easiest way your business can earn cash back for every dollar you spend.

There is no hassle, no claiming your rebate, no earning an arbitrary amount of cash before you see your rewards.

Instead, the SimplyCash® Business Card from American Express automatically credits your cash rebates right to your account every month.  Best of all- there is no limit to the amount of cash you can earn.
[Read more…] about SimplyCash® Business Card From American Express Earns Your Business Real Cash – Right Away

Filed Under: Credit Cards

Roth IRA 5 Year Rule on Withdrawals

Published or updated September 24, 2012 by Glen Craig

Roth IRA’s have become enormously popular in recent years especially with the conversion of traditional IRA’s to Roth’s.

Now that it seems as if nearly everyone has a Roth, let’s take a look at the rule’s withdrawals.  Sooner or later, we’ll all be doing it.

Before we get started, I recommend that you get advice from your CPA or tax advisor before taking any withdrawals from your Roth IRA. The rules on this are fairly complex and your individual circumstances will have a material affect on the outcome.

General rules on Roth IRA withdrawals

[Read more…] about Roth IRA 5 Year Rule on Withdrawals

Filed Under: Retirement

Gold Delta SkyMiles Credit Card from American Express Review – 30K Bonus Miles and a Statement Credit

Published or updated March 1, 2014 by Glen Craig

Do you travel Delta airlines? Want a better experience at the airport?  Maybe even a better experience on the plane?

How would you like to earn free flights for using your credit card?

You can have all this and more with the Gold Delta Skymiles® Credit Card from American Express.

Keep reading our review below and I’ll tell you why the Gold Delta Skymiles card may be a great card for you!

Earning and Using Airline Miles

[Read more…] about Gold Delta SkyMiles Credit Card from American Express Review – 30K Bonus Miles and a Statement Credit

Filed Under: Credit Cards, Review

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A Little About Me

Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

My goal is to make personal finance easy for you.

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