You try to do the right thing. You create a financial plan and set up a budget to follow in your home budget software or budgeting spreadsheet. But it seems your budget still gets busted and it bugs the heck out of you! What keeps messing up your calculations?!? I’ll tell you what screws up your budget: L I F E.
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Miles by Discover® Card Review
As the name of the card clearly implies, the Miles by Discover® Card is a travel rewards card.
But this is not your typical travel rewards card. Users can generate massive miles rewards while at the same time retaining an enormous level of flexibility in determining how to redeem their rewards.
Here’s a quick rundown of some of the benefits of the Miles by Discover® Card:
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The Inner View of Your Interview by Ron Haynes – Excerpt
This is a guest post from Ron Haynes, editor of The Wisdom Journal and author of a new eBook, The Inner View of Your Interview, exposing the motivations behind today’s top 100 job interview questions. Ron has been interviewing people for various positions for over two decades and uses his new eBook to give job seekers an insider’s peek into the mind of an interviewer.
The Inner View of Your Interview has a central theme: all job seekers should tailor their resume, cover letter, and job preparation to each individual company rather than take a scattered approach. When a job seeker learns to focus on a target company’s greatest needs and tailors all responses to job interview questions on meeting those needs, he or she quickly becomes a top candidate in the interviewer’s mind. And for the job seeker, there’s few places any better!
Think how Question 91 [from the book] could be answered if you were interviewing at a startup, at a mid-sized sales oriented company, or at a stodgy old Fortune 100 firm:
Question 91: Sell me this pen (pencil, stapler, adding machine, desk, clock, etc).
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Building Credit From Scratch – Are Young Adults Doomed for Financial Failure?
Young Adults: Doomed for financial failure?
Young adults are faced with a unique set of challenges that cause many to struggle with credit. Inexperience, school loans, social pressures, and financial optimism all lead down the path of least resistance – a really bad credit score. However, it’s important to remember that there are long-term consequences of bad credit, and restraint today can pay off big time down the road.
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Flexible and Health Savings Account Changes for 2011 – Over the Counter Medicine Reimbursement
The Affordable Care Act of 2010, signed in March 2010, places new limits on over-the-counter drug reimbursements in Flexible Savings Accounts (FSA’s), Health Reimbursement Arrangements (HRA’s), and Health Savings Accounts (HSA’s).
Under the new rules, over-the-counter drugs cannot be reimbursed under these plans unless they are purchased with a doctor’s prescription. The act goes into effect for items purchased in 2011.
This includes (but is not limited to):
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