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Glen Craig

A Giveaway From Nvestly You Need to Enter

Published or updated November 10, 2014 by Glen Craig

nvestly Apple Giveaway

Who doesn’t love a good giveaway?

I know I do!  Do an easy step or two and you can find yourself with some great prizes.

Giveaways tend to be stuff like books or gift cards.  Sometimes it’s a great prize (like the Chromecast we gave away recently).

How about a giveaway that gives you ownership in a company?  Interested, huh?

Nvestly is doing just that!

Nvestly Giveaway

nvestly Apple Giveaway

Nvestly is getting the word out on their social investing platform.  To help that along they are giving away $2,500 in Apple shares (roughly 25 shares of AAPL).  Yes, they are giving away ownership in Apple (albeit a tiny bit of ownership).

Here are the winning breakdowns:

1st Prize – 15 shares of AAPL (worth about $1,500)

2nd Prize – 7 shares of AAPL (about $700)

3rd Prize – 3 shares of AAPL (about $300)

The winners will be gifted the stocks via www.shareswell.com.  The giveaway runs from November 10, 2014 through November 27, 2014 (Thanksgiving).

To enter, and you should, just follow the directions in the Rafflecoptor box below (that’s how the entries are tallied):

a Rafflecopter giveaway

What is Nvestly

I don’t post about many giveaways that aren’t my own.  Look, you don’t come here to find out about giveaways on the internet.

But I took a look at what Nvestly was and I was intrigued and thought it was a cool idea you should know about (and Apple shares, yeah!).

Wouldn’t it be great if you could see some top portfolios from investors who are doing well?

Nvestly gives its users a social aspect to investing.  When you join you can see what top investors are investing in and see how they do.  You can add your portfolio as well to see how you compare.  I know what you’re thinking – “why would I want to let people know how much I’m investing?”  Yeah, that would be a little awkward to let everyone peek inside your portfolio like that.  But no one will see how much money you put into your investments.  Everything is just represented in percentages.  When you take the dollar amount off it makes it so you can really compare yourself to investors that have access to a lot more money.  And if you aren’t comfortable with even that you can make your portfolio private so no one else can see it.

Why is This a Cool Idea?

We tend to invest in a vacuum.  It’s rare you see someone’s whole portfolio.  You might hear about a couple of successful investments if you’re lucky.  With Nvestly you’re able to compare your portfolio, and its performance, with top investors to see how you match up.  That’s a pretty powerful way to tune up your portfolio (or pat yourself on the back for a great job).  Count me interested.

Of course giving away actual stock is a pretty cool idea too!

So what are you waiting for?  Hit that Raffelcopter box up there and enter!

Filed Under: Investing

How to Budget for Christmas Shopping – Your Guide to Survive the Holiday Season

Published or updated October 20, 2014 by Glen Craig

How to budget for Christmas Shopping So You Don't Go Broke

Yes, it is only just Fall and the leaves are barely starting to change color but before any of us realize it, the snow will be on the ground and Jingle Bells will be playing at the mall (OK, the holiday music will start once Halloween is over).

Budgeting for Christmas shopping now may sound like a chore but it can be the life line you need to avert debt.

Typically when a person goes Christmas shopping and there is no budget, then this gives the illusion of having no limits – and no limits often leads to January credit card bills that hurt.

I’ve heard people talk about how they counted on getting a big tax refund in order to pay for the previous holidays.  Is that you?  That doesn’t sound like healthy finances to me.  It doesn’t have to be that way.

According to a survey from PricewaterhouseCoopers, the projected household spending for this coming holiday season is $684.  Do you have that in your savings, ready to spend on gifts?  Some people do.  A lot of people don’t.  And where they tend to turn to are credit cards (read: debt).

Designing a budget helps you to avoid that steep downhill in January; and this helps to keep the happiness of the holidays lasting well into the new year.

Read on and I’ll walk you through the steps you need to make so you can budget for the holidays now.  This way you have the money you need to pay for the gifts you want.

How to Budget for Christmas Holiday Shopping So You Don’t Go Broke
[Read more…] about How to Budget for Christmas Shopping – Your Guide to Survive the Holiday Season

Filed Under: Budget

Barclaycard Arrival Plus World Elite Mastercard – Review: 40k Bonus Miles, 2x Rewards, and More

Published or updated October 9, 2014 by Glen Craig

When you use a credit card wisely it’s a great tool to have in your pocket.  But it’s even better when you can earn some nice, juicy rewards that can help you travel!

That’s what the Barclaycard Arrival PlusTM World Elite MasterCard® does.

Stick around and keep reading our review and I’ll show you why the Arrival Plus World Elite is aching to be part of your credit card tool set.  You’ll also see what’s it’s a great all-around travel rewards card.

The Barclaycard Arrival PlusTM World Elite MasterCard® – Rewards That Are Easy and Keep Coming Back

[Read more…] about Barclaycard Arrival Plus World Elite Mastercard – Review: 40k Bonus Miles, 2x Rewards, and More

Filed Under: Credit Cards, Review

Should You Buy a Bigger House? Take These Into Consideration First!

Published or updated September 24, 2014 by Glen Craig

Should you buy a bigger house?

Many people look to the time when they can get a bigger home. 

Sometimes you just need more space.  Some just want the bigger place.  I see homes being torn down and re-built into much larger houses.

Thing is, when you buy a bigger house you aren’t just paying a bigger mortgage.  With a bigger house comes some other expenses and costs that increase.

The question is, should you buy a bigger house?

If you have weathered the current recession and have the funds, those beautiful, large houses that were built just fifteen to twenty years ago may be tempting.  Even if the price on a larger house is one you can afford, think carefully before upsizing.

With an upsize comes many other upsized costs.  Keep reading and see why buying a bigger house may be more than you expected.

Here’s What You Can Expect to Go Up If You Buy a Bigger House:

[Read more…] about Should You Buy a Bigger House? Take These Into Consideration First!

Filed Under: Home, Personal Finance

How to Start an Emergency Fund – It’s Not That Hard!

Published or updated September 16, 2014 by Glen Craig

How to Start an Emergency Fund

One of the best things you can do for your personal economy is to start an emergency fund.

Your emergency fund can help protect you against financial setbacks, since it provides you with a little extra cushion to draw on.  Rather than turning to debt, you can use money in your emergency fund to cover unexpected costs.

Experts recommend that you save at least six months’ worth of expenses in an emergency fund.  So, if you spend $3,000 a month, you need to have $18,000 in an emergency fund.

Notice here that I’m talking about expenses and not income here.  What you need to save in an emergency fund is money to cover what you normally spend in expenses each month, not how much you make.

Anyway, that’s a daunting task.

How can you get started when you have that huge amount of money hanging over your head?

Here’s How to Start an Emergency Fund

[Read more…] about How to Start an Emergency Fund – It’s Not That Hard!

Filed Under: Personal Finance

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A Little About Me

Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

My goal is to make personal finance easy for you.

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