A Personal Finance Blog for Regular Folks
With Federal and various State tax revenues in decline, the IRS and State tax collectors are not letting any taxpayer fall through the cracks.
In fact, if anything the IRS’s computerized Automated Collection System (ACS) is probably better than ever with all the funding the IRS has received from the Federal stimulus.
[Read more…] about 6 Tips to Avoid IRS Penalties, Interest and Filing Fees This Tax Season
Every time I travel to Europe (especially outside of the big cities) I notice that the stress level tends to be much lower than what we have here in the US.
Yes, big city folks tend to always be on edge (think of the typical New Yorker), but I’ve found folks from New Hampshire to Michigan and from Florida to Missouri to posses as much stress, albeit at a different level, than the typical city dweller.
[Read more…] about 9 Things Stress Can Prevent You From Accomplishing
The cost of prescription medications is alarmingly high, as is the number of Americans who aren’t treating their condition because they can’t afford the medicine.
Whether you’re under-insured or uninsured, there are ways you can save money on prescription medication. You can even get the medicine for free, if you meet certain guidelines.
Good debt management advice is hard to come by.
Traditional financial wisdom states that certain debts, such as mortgage and student loans are good debts, while most other debts such as credit card debt, car loans, etc… are bad debts.
On the other hand, many Personal Finance bloggers express the opinion that ALL debt is essentially bad, to be paid down as quickly as possible, sometimes even at the cost of establishing a sustainable savings plan for the household.
So what is the truth?
