• Skip to primary navigation
  • Skip to content
  • Skip to primary sidebar
  • Skip to footer

Free From Broke

A Personal Finance Blog for Regular Folks

  • Home
  • Personal Finance
  • Debt
  • Saving
  • Investing
    • Best Online Brokerages
  • Taxes
  • Credit Scores

Miranda

Do You Need More Time Off? – Vacation Time in the U.S. Vs. Other Countries

Written by Miranda 17 Comments

Around the world, Americans are known for their solid work ethic.

Here in the United States, we place a premium on hard work.

However, that might actually be detrimental to us.

If you are looking for a good work/life balance, the fact that you leave an average of 11 vacation days on the table (according to CNN Money) could be a bad thing.

It might even reduce your productivity level.

vacation time for employees

How Does U.S. Vacation Time Stack Up against Other Countries

We take much less vacation than other countries.

In fact, many countries require companies to give a certain number of paid vacation days for employees with 10 years of services.  The United States isn’t one of those countries, but China is (10 paid vacation days).  Other countries include the United Kingdom, with 28, and Japan with 20.
[Read more…] about Do You Need More Time Off? – Vacation Time in the U.S. Vs. Other Countries

Filed Under: Work

How an Emergency Fund Will Save Your A$$

Written by Miranda 13 Comments

You need an emergency fund.

This represents one of the basic pieces of personal finance advice.  Even so, many people don’t believe that an emergency savings are necessary.

If you want to improve your chances of achieving financial freedom, though, you need to change your mindset and acknowledge that an emergency fund is essential.

Here’s Why an Emergency Fund is Essential. Read These Now!

An emergency fund is essential.

To Deal with Unexpected Expenses

[Read more…] about How an Emergency Fund Will Save Your A$$

Filed Under: Personal Finance

Have You Thought about Renegotiating Your Life Insurance Premiums?

Written by Miranda 5 Comments

With life insurance, many of us just accept the fact that the premiums are set at the outset, and that once they are locked in, you are stuck.

The good news is that this isn’t always the case.

It’s actually possible for you to contact your insurance company when your risk profile changes and negotiate a better monthly premium.  This applies to term life insurance and permanent life insurance.

If you have been making positive changes in your life, consider asking for a reassessment to see if you are eligible for lower premiums.

When to Renegotiate Your Life Insurance

[Read more…] about Have You Thought about Renegotiating Your Life Insurance Premiums?

Filed Under: Insurance

Diplomatically Say No to Friends and Family That Want to Borrow Money – 6 Tips

Written by Miranda 33 Comments

One of the hardest things you will ever have to do in life is to look a friend or family member in the eye and say no.

It’s hard enough to do this when you’ve been asked to watch someone else’s kids, or attend some event.  It’s even more difficult to tell a loved one no when he or she is asking for money.

However, you might not want to lend money to family and friends since relationships can be ruined.  As awkward as it is to say no in these situations, the awkwardness can be even more intense when you have a loan (particularly an unpaid loan) between you.

If you don’t want to get involved with lending money to friends and family, here are 6 tips to help you say no:

say_no_lending_money

1. Make it Your Policy

[Read more…] about Diplomatically Say No to Friends and Family That Want to Borrow Money – 6 Tips

Filed Under: Debt

What is Long Term Care Insurance, and Should I Buy It?

Written by Miranda 2 Comments

One of the biggest fears that many of us have is losing independence.

What happens when you can no longer keep up with your house?  Where will you go if you can’t stay in your home?  And how will you pay for it?

Long term care insurance (also known as LTC or LTCI) is supposed to answer some of these questions.

What is Long Term Care Insurance?

This type of insurance policy is supposed to help you pay for different types of long term care as you age.  Long term care insurance is designed to pay for services that might come in your own home, at an assisted living facility, at an adult daycare, or in a nursing home.

You are supposed to be able to buy a policy, make premium payments, and then, when you need help with care due to illness, old age, disability, or some other difficulty, the long term care insurance provides the means for you to pay for services that might include anything from helping you manage day-to-day to providing you with certain health care services.
[Read more…] about What is Long Term Care Insurance, and Should I Buy It?

Filed Under: Insurance

  • « Previous Page
  • Page 1
  • Page 2
  • Page 3
  • Page 4
  • Page 5
  • Page 6
  • …
  • Page 24
  • Next Page »

Primary Sidebar

A Little About Me

Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

My goal is to make personal finance easy for you.

More ABOUT me.

Join our email list (FREE) and never miss an article!


Free From Broke as seen on

Follow Us

FacebookGoogleTwitterRSS



Follow @freefrombroke

Top Articles

  • Use Google Calendar To Pay Your Bills On Time
  • 9 Things to Do When You Retire
  • Side Hustle-Make Extra Money Cleaning Homes
  • Four Ways You Can Pay Off Your Home Mortgage Faster
  • Don’t Forget Your 401(k) When You Leave Your Job! Here’s What You Can Do With It
  • Your 4 Step Guide on How to Stop Living Paycheck to Paycheck
  • What Is A Mortgage Escrow Account?
  • This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold
  • 7 Ways to Get Rich Quick
  • What is Renter’s Insurance and Why You Need It
  • What Is a Probate Lawyer and When Would You Use One?

Recent Articles

  • Don't Let Your Goals Fizzle Out! - 5 Reasons Goals Fail, and What You Can Do To Make Yours Succeed
  • What Do You Think of New Year's Resolutions?
  • Your Guide to Setting SMART Goals For Your Finances and Life
  • What Are Your Kids Gift Expectations?
  • Thank the Troops This Holiday Season By Giving Back to Them

Tools to Improve Your Finances

  • Online High Yield Savings
  • All About Online Checking Accounts – Why Pay More Fees Than You Have To
  • Personal Capital Review - A One Stop Financial Center
  • Online Brokerages That Won't Break Your Bank
  • Credit Karma Review - Get Your Credit Score and More
  • CD Rates
  • Savings Rates
  • Mortgage and Refinance Rates
TurboTax Review HR Block Review Shoeboxed Review

Follow Us On Pinterest!

Follow Free From Broke's board Most RePinned and Popular {Free From Broke} on Pinterest.

Footer

More

  • About
  • Archives
  • Contact Us
  • Get Our Newsletter

More Recent Articles

  • Paying Taxes with a Credit Card: Pros and Cons
  • 10 Tricks to Get Textbooks For Less Money (Because Tuition is Expensive Enough!)
  • Groupon American Apparel National Deal - Double Your Money, December 2015
  • 7 Ways Your Finances are Scarier Than Zombies
  • Read These 12 Tips and Save on Halloween Costumes for Your Kids

Disclaimer

Free From Broke is for general information or entertainment purposes only and does not constitute professional financial advice. Be smart and do your own research or contact an independent financial professional for advice regarding your specific situation.

In accordance with FTC guidelines, we state that we have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

© 2007–2019 Free From Broke A Personal Finance Blog For Regular Folks – All rights reserved.

No content on this site may be reused in any fashion without written permission from FreeFromBroke.com | Privacy Policy | Sitemap