How often have you heard of people covering up their debts? Or even worse, going into more debt buying things they don’t need to prove to people that they’re “not in debt.” Too often, this shame someone feels drives them into further debt and causes havoc in other areas of their life. I’m here to tell you there is another way!
Being in debt does not make you a bad or irresponsible person! I mean, if it did, then anyone who is making payments on a car or house is deemed a “bad person.” More specifically though, I’m referring to serious consumer debt. I feel that often times, people who have spending problems cover up their debt or feel ashamed about what they’ve done. If you keep following a pattern of consumer debt and doing nothing about it, then yes, you are irresponsible! But, it’s all about how you deal with your debt. If you realize the damage you’re doing to your finances and do something about it, you learn a tough lesson and move on with life.
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