For the last couple of years, we’ve heard about the tight credit market. It’s been more difficult to qualify for credit. Even credit card issuers reduced the amount of money they were providing. However, mailboxes are starting to see an influx of credit card offers, and things are getting a little bit easier (although we are still far from the heady days of easy money seen in the years leading up to the financial crisis). It might be a little easier to get approved for a loan or credit card now than it was last year, but that mean it’s a good thing?