A Personal Finance Blog for Regular Folks
Do you want to make money with your blog? You work your rear off writing great articles and designing your site. Would you love to be able to earn some income for your work? With the right steps you can build up a site that can supplement your salary, pay off your car, pay your mortgage, or perhaps even one day become a full-time career.
[Read more…] about Blueprint For How To Make Money With Your Blog – eBook
Today is the day credit cards change ways they do business. Most of the rules in the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 are going into effect today.
Here is a rundown of what changes are taking effect (for more details see my article The Credit Card Accountability, Responsibility, And Disclosure (CARD) Act Of 2009- Effect On Credit Card Holders:
[Read more…] about New Credit Card Rules Take Effect
The question comes up all the time when a person wants to start getting their credit cards under control – Pay off the cards with the highest interest or the cards with the highest balance?
On the one and you have high interest credit cards – A high interest rate costs you every month and compounds the amount you owe every month you aren’t paying off the entire balance. High interest costs you for what you borrowed. For some people the interest rate can close in on 30%. That’s basically agreeing to pay one third more for everything you bought on the card (or more depending on how long you owe)!
On the other hand you have high balance cards – You’ve used the card so much that the balance may be in the thousands and no matter what you are paying the balance doesn’t seem to ever go down. Even if you have a low interest rate you may be paying a lot of interest because of your high balance.
[Read more…] about Pay Off Highest Interest Or Highest Balance Credit Card – Analysis Paralysis
[Here is a review of TurboTax 2010 online tax preparation software] Below is the 2009 version.
Back when I started working and had to file taxes I would go to the library to pick up the necessary forms. I’d set aside an afternoon to go through the 1040’s and see what I needed. Then I’d spend the rest of the time getting my head around the forms and carefully filling out what was needed. My taxes weren’t complex and there was no online filing back then (did I just date myself a bit?). It still made my head spin a bit but that’s what I had to do. A few years later I discovered TurboTax. It was an expense to use at the time, but it was well worth not having to go through all of the forms figuring out what to fill out where.
[Read more…] about Monster TurboTax Online Tax Software 2009 Review
On November 6, 2009 The Worker, Homeownership and Business Assistance Act was signed into law. This move has resulted in the extension or expansion of the first time home buyer credit which was enacted previously. In order to receive the first time home buyers tax credit you must first understand who qualifies and how you should proceed in order to get the most benefit from the tax credit. Here we look at two frequently asked questions regarding the first time home buyer credit.
[Read more…] about First Time Home Buyers Tax Credit – Who It’s For And What Is Needed To Claim It
