Everyone knows the importance of using credit cards responsibly; the issue comes down to actually using them.
How do you use your credit cards to your advantage without also over using them to the point where they become a problem?
Everything about them tempts you to use them even more.
From generous (and often rising) credit limits, to zero-interest introductory rates, to cash rebates and rewards, to the completely self-directed nature of the credit arrangement pull us into what is probably the most cozy relationship with any kind of debt we’ll ever have.
But credit cards are loans—as in debts that are required to be paid back.
If we ever lose sight of that we’re at risk of becoming credit card junkies or bankruptcy candidates.
How do we stay on the safe side of credit cards?
Read on and you’ll learn five techniques for credit cards to make sure you don’t get buried in debt. Remember, credit cards are a tool that can help us but only if we use them wisely.