Miranda

How Will Your Student Loans Affect Your Credit Score?

Published or updated August 20, 2014 by Miranda

You’d be hard-pressed to make it through college these days without student loans.

With the cost of a post-secondary education rising each year, most people can’t afford to attend university without the help of student loans. Even a 529 plan and a partial-tuition scholarship might not be enough to avoid student loans.

While there are many advantages to student loans, and you can get special treatment with your student loans, it’s important to understand how a student loan can affect your credit.

Since your credit score is an important part of your financial life, it’s a good idea to consider the impact of your student loans.

Student Loans And Your Credit Score

Lifestyle Inflation: The Silent Killer of Your Finances?

Published or updated May 5, 2014 by Miranda

Chances are, you want to make more money.

Most of us think that a higher income would improve matters in our financial lives.

But would more money really be useful to your long-term financial health?

It could potentially help — as long as you don’t let lifestyle inflation drain away your excess income.

The reality is that when most people earn more money, they spend more money. If you aren’t careful, lifestyle inflation can destroy all of the benefits that come with a higher income.

You won’t get ahead if you don’t put that money to good use for your future.

What is Lifestyle Inflation?

Get the Job You Want! – How to Choose the Right References for Your Job Search

Published or updated December 4, 2013 by Miranda

Anytime you search for a job, there is a good chance that you will have to provide references to the hiring manager.

Potential employers want to talk to people who know you, and who can provide insight into your abilities and strengths.

Choosing the right references for your job search is about more than just providing a list of names to a potential employer. If things get serious, the hiring manager is likely to follow up.

Do you know what your references will say about you?

Here’s How to Go About Choosing the Right References in Your Job Search

5 Financial Considerations Before You Quit Your Job to Be Your Own Boss

Published or updated October 10, 2013 by Miranda

For many, the dream of working from home is a strong inducement to quit a job.

After all, if you could be your own boss and set your own hours and still make a living, wouldn’t it make sense to walk away from “the man”?

Quitting your job is about more than just making sure that you have enough income from your side hustle to replace the income from your day job. You might not realize all the benefits you’re getting from your current job. You will need to a way to make up for those losses as well.

Before you take the plunge and quit your job, here are a few questions you should have answers for:

4 Obamacare Essentials You NEED to Know

Published or updated November 19, 2018 by Miranda

The provisions of the Patient Protection and Affordable Care Act (PPACA) — sometimes referred to as Obamacare — have been phasing in for a few years now.

The biggest provision affecting consumers, though, is the requirement to purchase individual health insurance. That mandate doesn’t kick in until 2014.

But guess what? 2014 is just around the corner.

If you don’t have health insurance coverage in 2014, you will have to pay a fine, unless you qualify for an exception. Before 2014 arrives, it’s a good idea to understand how all of this works.

Miranda

Student Loans And Your Credit Score

What is Lifestyle Inflation?

Here’s How to Go About Choosing the Right References in Your Job Search

Before you take the plunge and quit your job, here are a few questions you should have answers for:

Here are 4 essentials you need to know about Obamacare:

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